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Indian Overseas Bank, a leading Public Sector Bank with headquarters in Chennai having geographical presence all over India and abroad invites online applications for recruitment against 400 Vacancies for Local Bank Officers in JMGS - I. The selected candidate shall be posted in the applied state only.

 Interested candidates who fulfil the eligibility criteria may apply online from 12.05.2025 to 31.05.2025 by visiting our website www.iob.in. No other mode of application will be accepted.Before applying, candidates are advised to read this advertisement carefully and ensure that they fulfill the stipulated eligibility criteria. They should note that Application Fee / Intimation charges once deposited will neither be refunded nor be adjusted against any other recruitment process. Candidates are advised to fill their particulars Online by themselves correctly.

·         As the reservation for Physically Challenged persons is on horizontal basis, the selected candidates will be placed in the appropriate category (viz. SC/ST/OBC/EWS/UR-GEN) to which they belong.

·         The number of vacancies and the number of reserved vacancies is provisional and may vary according to actual requirements of the Bank.

·         The candidates will have to apply for vacancy of one state only. A candidate applying against vacancy of one state will not be eligible to apply against vacancy of any other state. Merit list will be drawn state wise and category wise.

·         The selected candidates will be posted within the State selected for the first 12 years of their service or upto their promotion to SMGS-IV Grade, whichever is earlier.

·         Candidates should be proficient (reading, writing and speaking) in the desired local language of the state (as per the table above). Shortlisted candidates will have to appear in the local language proficiency test as a part of selection process before Personal Interview process. Candidates who fails to qualify the test will not be offered appointment.

·         One advance increment in pay will be given for each prior completed year of service as Officer in Scheduled Commercial banks subject to a maximum of 02 (two) increments where the existing job profile of the candidates specifically matches with the job profile of a Scale-I Generalist officer of Indian Overseas Bank. Candidates have to submit job profile certified by their existing/previous employer(s) with whom they are/were employed. In case their job profile does not match substantially or is different than the job profile of a Scale-I generalist Officer of Indian Overseas Bank, then no increment shall be payable. No representation or correspondence will be entertained by the Bank in this regard.

·         Candidates working with subsidiaries of Scheduled Commercial Bank will be eligible for only one increment

·         Prior experience will not be considered for any service seniority.

A.   ELIGIBILITY CRITERIA

Application can be made only for any one of the States as per identified vacancies in this Notification and the applicants intending to apply should ensure that they fulfil the eligibility criteria specified herein below before applying including proficiency in the specified language of the State as per the table of vacancies given above.

 

Please note that the eligibility criteria specified herein are the basic criteria for applying for the post. Candidates must necessarily produce the relevant documents in original and a photocopy in support of their identity and eligibility pertaining to category, nationality, age, educational qualifications, experience certificates, etc. as indicated in the online application form at the time of Personal Interview and any subsequent stage of the recruitment process as required by the Bank. However, merely applying for / appearing for and/ or qualifying at any stage of selection process for the post/s does not imply that a candidate will necessarily be eligible for employment

/ confer right of him / her for appointment in the Bank.

1.  Age And Educational Qualification

A Degree (Graduation) in any discipline from a University recognized by the Govt. Of India or any equivalent qualification recognized as such by the Central Government.

The candidate must possess valid Mark-sheet / Degree Certificate that he/ she is a graduate on the day he / she registers and indicate the percentage of marks obtained

in Graduation while registering online.

a)  EMOLUMENTS (As on 01.05.2025) AND RELEVANT POLICIES

i.              PROBATION PERIOD
ii.              BOND AMOUNT
iii.             LEAVE, TRAVEL ALLOWANCE

Candidates selected will be on probation for a period of 2 years (active service) from the date of joining the Bank. Their confirmation in Bank’s service will be as determined by the Bank in terms of Officers’ Service Regulation (OSR).Candidates selected for appointment will be required to execute a Financial Service Indemnity Bond for Rs.2,00,000/- (Rupees Two lakhs) for rendering service for a minimum period of 3 years.  The leave and travel allowance will be as per Service Rules of the Bank applicable at the time of appointment.

a)    SELECTION PROCESS

Selection will be made based on an Online Examination followed by Language Proficiency Test (LPT) and Personal Interview. Candidates qualifying in the Online Examination would be called for Language Proficiency Test (LPT) and candidates qualifying both online exam and LPT will be called for Personal Interview. Merely satisfying the eligibility norms do not entitle a candidate to be called for Online Examination/ Language Proficiency Test (LPT)/ Personal Interview.

a)  APPLICATION GUIDELINES

The candidates must apply for ONE STATE only, subject to fulfilment of eligibility criteria. However, if candidates have applied multiple times for the same state, the last submitted application will only be considered. Candidates can apply through online only from 12.05.2025 to 31.05.2025 and no other mode of application will be accepted.

 

i.                     PRE-REQUISITES FOR APPLYING ONLINE

 

Before applying online, candidates should:

a)   Go through the detailed advertisement by clicking the Advertisement (English) available under the title “RECRUITMENT OF LOCAL BANK OFFICERS - 2025-26” in our website www.iob.in under “Careers” page and ensure candidate’s eligibility before applying for the said post.

b)   Scan their photograph and signature ensuring that both the photograph and signature adhere to the required specifications as given in Annexure I to this advertisement.

c)   Have a valid personal email ID, which should be kept active throughout the entire recruitment process. Bank may send call letters for the Personal Interview/ Final Selection etc. through the registered e-mail ID. Under no circumstances, a candidate should share with/ mention e-mail ID to / of any other person. In case a candidate does not have a valid personal e-mail ID, he/she should create his/her new e-mail ID before applying Online and must maintain that email account.

 

ii.                    PROCEDURE FOR APPLYING ONLINE

 

a)   Candidates are first required to go to the Bank's website “www.iob.in” and click on the "Careers" Page to open the link “Recruitment of Local Bank Officers – 2025-26” and select the post to be applied then click on the Register Online link.

b)     Candidate must First Register Online by clicking “Click here to Register Online”

c)      On successful registration, E-mail and SMS will be sent to the candidates along with the Registration Number and Password for applying Online. Candidates should note his/ her Unique Registration Number and Password for future reference failing which they willnot be able to proceed further.

a)   Candidates are required to upload their photograph and signature as per the specifications given in the Guidelines for Scanning and Upload of Photograph and Signature (Annexure I).

b)   Candidates will have to enter all the required details in the online application form.

c)    Candidates should fill in the details in the Online Application at appropriate places very carefully and click on the "COMPLETE REGISTRATION" button at the end of the Online Application format. The name of the candidate or his /her father/husband etc. should be spelt correctly in the application as it appears in the certificates/mark sheets. Any change/alteration found may disqualify the candidature.

d)   Candidates should take a printout of the system generated submitted Online application form & save the printed application form for future reference.

e)   Candidates should upload the Left Thumb Impression and Handwritten Declaration under the Uploads menu