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Testimonials

Testimonials

Trusted by Thousand of Students

4.8

1,681 Ratings

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IBS having highly experienced and motivating faculties who helps us to understand the banking concepts more clearly. They helped me to clear the CAIIB. Online classes overcome the difficulties of time and distance. The doubts were clarified very clearly and the facilities are available 24×7. Also the faculties gave full support throughout the period. Thank u IBS Dhanya p Rdo (manager) Union bank of India Kumily branch

DHANYA P, UNION BANK OF INDIA
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Hi, I joined IBS on 2022. I bought short notes and mcqs from IBS which helped me in covering the syllabus effectively in a short span of time.Just in 3 months I was able to pass all 3 exams.I thank their support through WhatsApp ,calls and telegram wholeheartedly . Regards, Vrinda c.b Clerk Fedaral Bank,palluruthy

VRINDA C B, THE FEDERAL BANK
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First of all I would like to thank Team IBS for supporting me to clear the JAIIB and CAIIB exams. I passed the JAIIB and CAIIB only because of the whole hearted support given by the institute, The online classes, mocktest and the other facilities given by the institute encourage me to mark success in both JAIIB AND CAIIB examinations. Especially the motivation given by the faculty of the institute and the management played a vital role to handle the examination in a time bound manner. Thank you IBS Gopikrishnan S Manager Kerala Gramin Bank, Kottakkal

GOPIKRISHNAN S, KERALA GRAMIN BANK
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I am Krishnendu D working in Kerala Gramin Bank. I thought of preparing for CAIIB by myself but was not able to catch up with the syllabus and was not confident enough to clear the exam. Then one of my colleague suggested me to join IBS. The classes and mock test they provide were very effective. The continous follow up and motivation by the faculty has helped a lot in clearing the CAIIB in my first attempt. Thanks alot to enitre IBS team. Krishnendu D Clerk Kerala Gramin bank, Kottakkal

KRISHNENDU D, KERALA GRAMIN BANK
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Hi I am Vidya , Assistant Manager Union Bank Of India Puttady branch. I'm extremely happy that I was able to clear JAIIB this November 2022.I would like to thank IBS for the support and guidance . Thank You IBS team. Vidya I Assistant Manager Union Bank Of India Puttady branch

VIDYA I, UNION BANK OF INDIA
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Myself AmbilyK ,working at state Bank of India.I have cleared Jaiib and Caiib,both in the first attempt.The support given by IBS team is immense and can't thank them enough.Though I couldn't attend many classes due to our busy schedule at office ,household and kid's studies ,I managed to get through with the help of the PPT's and the study material.The frequent calls that I received from IBS definitely was a boost for my preparation.Thank you so much for all the support and encouragement. Ambily K Associate State Bank of India Unichira branch

AMBILY K, STATE BANK OF INDIA
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Hi I am Sonia, Working at Union Bank Really happy to have joined this Academy. My sincere thanks to all faculties for helping me to achieve first class in JAIIB exam in first attempt itself. They gave me a clear idea of what to expect for exam in each subject. The major highlight which I felt really helpful was the Mock Test series. Great faculties, Good and precise study materials, encouraging staffs, exam oriented revision classes all made the way to success. I am truly grateful to IBS Sonia Jose SWO A Union Bank of India Thrissur

SONIA JOSE, UNION BANK OF INDIA
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Hi I am Anagha working at Canara Bank. My journey with IBS starts longback in 2017 with JAIIB exam. For CAIIB also I joined IBS. Now they are conducting online classes for which one can opt eve or morn batch depending upon their freetime. They are giving additional assistance by allowing us to attend crash classes. We are able to get the recorded session as well as ppt of classes through the IBS app which we can go through anytime till the exam. I got a clear cut idea of the subject by joining IBS. Faculties are having thorough knowledge of the subject and are very helpful in clearing our doubts. For other certification courses also I seek help from IBS. Thank you for your support IBS. Anagha Canara Bank Trichy

ANAGHA, CANARA BANK
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Good Evening Everyone, I am Liya K Eldhose a canarite. One of my friends suggested about IBS coaching for JAIIB . I bought their materials and learnt and cleared JAIIB in the first attempt itself.I tried the same method for CAIIB, pased ABM and Retail in the first attempt itself, but didn't cleared BFM on the row . So started attending IBS classes, unfortunately a short of 0.50 again didn't make for BFM . After I decided not to go for CAIIB again, But on announcement for next exam dates, IBS coordinators contacted me and motivated for another attempt to clear the remaining BFM paper . Right after their valued motivations, i joined their evening batch with IBS, The cordinator Biju Sir supported through out especially on the last weeks of the exam. Previous batches exam questions they shared seems to be very helpful for a quick revision on the exam date. All the faculties, gave their best to make the concept clear in the short period. Conceptual knowledge in the subject is the key to crack the exam. Thank you IBS team to support me to achieve my goal

LIYA K ELDHOSE, CANARA BANK
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Hi, I am very much happy to share with you that I had cleared the JAIIB exam this year. The guidance provided by the IBS faculties had helped me to achieve this. I am really thankful to all the teachers and staff of IBS. Divya K Sasidharan Associate SBI Puthuppally

DIVYA K SASIDHARAN, STATE BANK OF INDIA
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I'm Vinimol N working in SBI Haripad.This year I cleared CAIIB .Thank you team IBS and all the faculties for their excellent classes ,guidance continuous support and motivation.The motivational videos before every exams really boosted the confidence. Thank you IBS. Vinimol N Senior Associate SBI, Haripad

VINIMOL N, STATE BANK OF INDIA
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Hi. I'm Srinithi, working in State Bank of India. I cleared CAIIB Dec 2022 exam with the guidance of IBS. I still can't believe that I cleared CAIIB exam since I've got very less time for exam preparation. Only because of IBS and the team I could crack the exam in the last chance, before the introduction of new syllabi. Their continues reminder made me to think about the exam. Thanks to each staff, teaching and non teaching staffs for their effort to make us shine. Thank you so much. Regards Srinithi Associate SBI,Tirpur

SRINITHI, STATE BANK OF INDIA
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Hello, I am extremely happy to share with you all that i had cleared the JAIIB exams this year. The support and guidance of IBS helped me to achieve this. The various classes and notes were very useful. I heartly thank all the teachers and staff of IBS. Sneha Melvin Manager Union Bank of India

SNEHA MELVIN, UNION BANK OF INDIA
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I am pleased to inform you that I was successful in passing the CAIIB exam in my first attempt. I would like to thank IBS for the support and guidance throughout this process. I am grateful for the wonderful experience. Regards, Avinash C Indian overseas Bank Coimbatore branch

AVINASH C, INDIAN OVERSEAS BANK
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I would like to thank all the faculties of IBS team for providing informative online classes with effective doubt clearance sessions and teaching us in deep every topics.Also,the mock tests seemed to be very helpful in the exams.Thank you IBS,thanks for the support .. Megha Srikanth P Associate State Bank Of India Puzhathi Branch

MEGHA SRIKANTH P, STATE BANK OF INDIA
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For me, JAIIB and CAIIB were only a dream before I joined IBS. But the excellent faculties and staffs made it happen.. 2021 was a great year and I wouldn't be where I am without IBS. I could complete both JAIIB and CAIIB this year . Thanks to whole IBS team and especially Neena mam who motivated me all the times..

THARA K V, UNION BANK OF INDIA
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I am really thankful to IBS for the tremendous support they have given me to complete the CAIIB exam . Staff members did provide a prompt response to all my queries , quality of content provided by the faculties were also superb. I scored 51 in ABM 48 in BFM and 51 in RETAIL BANKING. It would not have been possible without your support Thank you Sarathlal Associate SBI Nadapuram

SARATHLAL, STATE BANK OF INDIA
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Hi, I am Lakshmi Devi from Bank of India Coimbatore. I cleared My JAIIB on June 2022 after 5 attempts without any guidance. My good time I got a call from miss. Neena from IBS explaining classes about CAIIB. I wanted to give a try. Because from 2023 subjects are changing. I wanted to clear in CAIIB in single attempt. So i joined IBS. The classes were gone well. You don't believe me, I cleared my CAIIB in single attempt. Thank you IBS and team.

LAKSHMI DEVI N, BANK OF INDIA
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It's been a lovely journey with IBS right from the start.Our coordinator Sumalatha madam is a very kind person as she responded and solved our queries whenever I require any help from IBS.And coming to our faculty,they are all very supportive and gave valuable classes to improve our Knowledge.And One thing I want to share is Mr Rajender Mohanty sir is a very talented and he has a vast knowledge on subject but at times he used to get irritated when ever aspirants asked any doubts..other than that he is a very nice person..James sir is a coolest person..And overall it's a great experience with IBS and helped me secure a good score

P ANIL SAGAR, STATE BANK OF INDIA
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All the faculty members especially Ravindranath sir have given their best in teaching the subjects. All are well experienced faculty. Not only teaching but they have also motivated very much for exam preparation. Apart from Material, daily brief notes helped me a lot. I also thank all the coordinators for giving their best in Technical support for smooth functioning of the class and also providing all the material, brief notes, recordings regularly.. Thank you IBS team..

V SHRAVAN KUMAR, UNION BANK OF INDIA
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My name is Nisha working with Indian overseas bank…I have been trying JAIIB for sometime without much success and that’s when my colleagues referred me to IBS. I joined IBS for coaching classes, initially it was tough to manage work, home as well as classes, however later it became a passion. The tutors were excellent, classes were engaging and extremely worth the time spent. Thanks to all the support and guidance, I cleared JAIIB in the last chance before the syllabus change with excellent marks. Not only I passed the exam, I am more confident about the subjects as well that I have enrolled for CAIIB immediately. I thank IBS for all the support during this tough times, in particular Neena ma’am for her dedication, support and constant follow up.

NISHA RAJESH, INDIAN OVERSEAS BANK
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Hi Friends, Hope you are seeking for a good coaching class to pass JAIIB, CAIIB and all other certified courses. My suggestion is to join IBS immediately without any hesitation. I have cleared both JAIIB and CAIIB in a single stroke with the support and guidance of IBS faculty members, mentors, Neena madam and my well wisher. IBS faculties are very much experienced who are retired bankers. They will also support us to a greater extent at any point of time.

NANTHAKUMAR T, TAMILNADU MERCANTILE BANK
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My name is Suganya working in Tamil Nadu Grama Bank for the past 10 years i cleared Jaiib in the year 2016 but didn't have the intent to clear Caiib. Thankfully I received a call from Neena during work one day which is the reason I cleared Caiib today. I joined the morning batch and regularly attended the classes. Coaching was knowledgeable and material was good. Thanks to IBS and Neena for supporting me to clear CAIIB.

SUGANYA K, TAMIL NADU GRAMA BANK
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After joining IBS I have cleared JAIIB (2021 ) and CAIIB now .After all ,not having commerce background its been very difficult for me to know the accounting and banking terms.After clearing JAIIB ,I attained confidence in bank work .It’s been very challenging to crack CAIIB .With help of recorded classes ,mock test cleared CAIIB without more struggles.Joining IBS is TURNING POINT in my life Thanku IBS ,teachers and supporting staffs Prince Pieus CLERK, South Indian Bank ,Mattanur Branch

PRINCE PIEUS, SOUTH INDIAN BANK
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Dear all team members of IBS, I am Sumesh K S working as associate in SBI RBO Shoranur. I joined SBI in the year 2016, and from that year onwards I was having a plan to attend JAIIB exam. But due to different reasons I couldn't do it. But few months back, Ms Mariya from IBS contacted me and explained the features of the course provided by IBS. I got really attracted by the features like the comfortable timing of the class and the facility of getting the recording of the missed class. I simply decided to make an attempt. The classes taken by the well experienced trainers were really superb. Manohar Sir was explaining the legal points as interestingly as narrating a beautiful story. Ravichandran Sir was so good in sawing the seeds of accounting in our mind and to nurture it properly to grow it in to a deep rooted big tree. Raveendranathan Sir explained the banking principles in such a way that even a small child can understand it. The other trainers also were really good. Overall it was a fantastic study tour to me. The mock test facility in the IBS app was really a boon to me. It was really beneficial to get a vivid picture of our current knowledge level, and also the area in which more attention is required. Wonderful classes along with the unlimited mock test facilities a perfect combination with which a student can easily attain success simply by investing a little time and effort along with it. In my first attempt itself I could score 67 for PPB, 71 for AFB and 64 for LRB. I am dedicating the full credit of my success to the entire team of IBS. I would like to express my sincere thankfulness to the entire team members of IBS for the great support, guidance and motivation that you offered throughout the journey of JAIIB. I am so eager and confident to appear for coming CAIIB, and I am pretty sure that with the proper support and guidance of a veteran institute like IBS, anyone can clear it, irrespective of the modifications in syllabus and exam rules made by IIBF. The proper guidance and frequent follow ups offered by the IBS coordinator Ms. Mariya Ma'am also is really worth mentioning. Thanking you again and again, and praying to God to bless you all with good health and peacefulness in abundance, Sumesh K S Associate SBI RBO Shoranur-18340

SUMESH K S, STATE BANK OF INDIA
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Dear team IBS, IBS is instrumental in clearing various courses of IIBF. Experienced and knowledgeable faculties, extremely dedicated co- ordinators, supporting team members, motivating Mohanan Valiyathan Sir and inspirational Satheesh Sir are the uniqueness of IBS. Indeed a great Institute for any banker. A candidate cannot forget the moral and emotional support of team IBS. IBS made us to prepare on war footing basis by always giving prompt reminders. I feel to be a part of this IBS family throughout my banking career. Let IBS conquer new heights in the coming days by adding more and more members to our IBS family. Thanks and Regards, Animol Vibin Senior Manager Union Bank of India, Nasik City Branch

ANIMOL VIBIN, UNION BANK OF INDIA
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I am Revathy S Kumar,working for SBI, Kolencherry branch.I had applied for CAIIB many times but i couldn’t attempt due to one or other reason.when i heard about syllabus change and negative marking system from next year onwards i aimed to clear CAIIB this time itself.It was so hard for me to study as a new mom with twins after work. So my friend suggested me about IBS coaching through which she cleared CAIIB.I contacted Ms.Surabhi for details and she explained me about courses,study materials,coaching etc.After joining the class i felt confident and had positive intution that i will clear CAIIB this time.Coaching classes were excellent and very helpfull to understand each concept.I sincerely thank each and every one in IBS for their guidance and support..Thankyou all.. REVATHY S KUMAR STATE BANK OF INDIA KOLENCHERRY BRANCH ASSOCIATE

REVATHY S KUMAR, STATE BANK OF INDIA
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Madam sorry for late reply.... I would like to Thank IBS for the immense supprt they have provided me in passing CAIIB... The time bound classes were very informative. the expert knowledge and patience shown by every faculty who had handled our classes in clearing doubts are worth mentioning... Thank you IBS Team for all the help without which I would not have cleared CAIIB. Jiby Simon JM 1 IOB Thalakottukara Thrissur

JIBY SIMON, INDIAN OVERSEAS BANK
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Finally after joining IBS I have cleared my CAIIB. The well experienced faculties, stuctured classes and study materials helped me in clearing the exam. Mock test helped me build my confidence. You get a thorough knowledge of the subject while learning with IBS. Mithun Mohan State Bank of India Charumoodu Branch

MITHUN MOHAN, STATE BANK OF INDIA
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I am Rincy Raju, working in Indian Bank, Trichy. I cleared JAIIB with the help of IBS. The classes were excellent. Thank you IBS team and all the faculties for the immense supports. Special Thanks to Maria...Your calls was the only thing that reminds me about jaiib exam in my hectic life. Thanks for the motivation and support. Thanks for hearing my tensions and troubles Rincy Raju Indian Bank Trichy Clerk

RINCY RAJU, INDIAN BANK
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Qualify CAIIB is the BIG DREAM for BANKERS. My dreams come true because of IBS. K SATHISH KUMAR KVB

K SATHISH KUMAR, KARUR VYSYA BANK
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ABM 53 BFM 46 RETAIL 55 I am Abhishek working at union Bank,Kozhikode I would like to express my tremendous gratitude. With the help of IBS notes one week intensive preparation for each exam was enough to qualify the caiib exam. thank you team IBS Abhishek Clerk union bank kozhikode

ABHISHEK, UNION BANK OF INDIA
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I am Resmi K G working in Canara Bank.I joined in my bank in 2014, but this year only I was thinking about writing exams. Just one month before the exam only I applied for JAIIB. But within this short periods i was able to pass exams with help of IBS in this year june 2022.Like that happened for CAIIB also. Actually I d't have any plan to write CAIIB, but my coordinator Stephania only insisted me to write the exam in this December. Because of that only I wrote the exam. And I was able to pass both the exams in first attempt, just in 6 months. I express heartfelt thanks to each member of IBS especially coordinator Stephania, she gave me so much confidence and support.The mock test sessions are quite good. I Thanks a lot to entire Team of IBS. Resmi K G Manager Canara Bank Mangalore

RESMI K G, CANARA BANK
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Hai iam Kavyanjali Kumar working at Indian Bank.I cleared CAIIB nov 2022 exam.I attempted my first chance without any coaching but i couldn't make it.Then i joined IBS and now i could proudly say that i cracked CAIIB only because i got proper guidance from IBS TEAM.study materials and mock tests really helped me to score good marks.I thank you for your support,team IBS Kavyanjali kumar CLERK INDIAN BANK

KAVYANJALI KUMAR, INDIAN BANK
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Hai, I am Anjana N working at State Bank of India. I cleares CAIIB Nov 2022 exam which was my first attempt and I strongly believe that it was because of the help from team IBS. Thank you IBS. Regards Anjana N ASSOCIATE SBI

ANJANA N, STATE BANK OF INDIA
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Cleared CAIIB in first attempt bcoz of IBS team. Thank you so much. Your classes,learning material and mock tests are help me to get a good score. Abm 59 Bfm 57 Retail 60 Once again my sincere thanks to team IBS Nimishamani Associate SBI, Paramekkavu Thrissur

NIMISHAMANI, STATE BANK OF INDIA
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Hi,I'm Maneesha Karthikeyan working in SBI.I have attended Jaiib and caiib classes from IBS.They have the best faculties n supporting staff.Covers the entire portion in a very systematic manner and helped me clear both jaiib n caiib in my first chance itself . Thankyou IBS Maneesha Karthikeyan SBI, Mankavu Senior Associate

MANEESHA KARTHIKEYAN, STATE BANK OF INDIA
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This was my third attempt at CAIIB. First two attempts were self study oriented, which didn't gave desired results.With the help and guidance of IBS, this time I was able to get through the exam well. The study materials and classes provided by IBS are exceptionally good. Study materials are very useful for the last minute revisions. Classes by experts are exemplary. I once again thank the faculties and staff of IBS for their love and support. Subi Devan Assistant Manager Canara Bank Oachira

SUBI DEVAN, CANARA BANK
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I express my sincere gratitude to Team IBS and its faculty for the tremendous support given through out the CAIIB exam preparation period. The study materials with PPT and illustrations helped to master the topic as part of the examination. Yours faithfully Sumithra V BRANCH MANAGER SIB.

SUMITHRA V, SOUTH INDIAN BANK
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Thank you IBS for all the support which helped me to complete CAIIB in the very first attempt. The whole credit goes to the dedicated IBS team which provided intensive coaching through comprehensive study material, mock test and live classes. The whole package is well equipped to make the exam a cake walk even for beginners. Akash J Sathyaroop Union Bank of India, Magadi Branch, Bangalore

AKASH J SATHYAROOP, UNION BANK OF INDIA
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Hello... I am Harikrishnan G working in Canara Bank. I cleared recently held CAIIB exam with the support of IBS team. Online classes,study material and recorded classes are really helpful to complete my CAIIB. Through detailed classes, got thorough knowledge about the subjects. Narration with examples helps to remember it easily. Thanks to team IBS. Harikrishnan G Officer Canara Bank Chethipuzha

HARIKRISHNAN G, CANARA BANK
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I am Sneha Rachel working at South Indian Bank .I cleared CAIIB Nov 2022 exam in my first attempt and I strongly believe that it was because of the help from team IBS. The reading material that I purchased from IBS was really useful for my preparation. Also the crash courses were helpful for understanding the problem based subject. My deepest wishes to Sandhya madam ..for your kind response till the very end of CAIIB. Once again I thank you for your support,team IBS Regards Sneha Rachel CLERK

SNEHA RACHEL, SOUTH INDIAN BANK
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Hello ... I am Deepthi Johnson, working in Federal Bank. Cleared CAIIB with 54 46 54..... Thank you so much IBS and all the faculties for the excellent support and guidance.. For the motivating videos / voice messages from MD and the faculties... morning messages... to all the recorded classes..all discussions had apart from the classes... MCQs.. to the last minute crash classes..everything helped a lot... Special mention to Maria for her immense support in making sure nothing is missed out.. Thank you Deepthi Johnson Manager Federal Bank Kolazhy

DEEPTHI JOHNSON, FEDERAL BANK
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I am very thankful to IBS, only because of your guidance I cleared CAIIB this time,this was my second attempt,In my first attempt I cleared ABM, this time I put my complete dedication , along with IBS.I am thankful to all the faculty members and also the supporting staff, special thanks to Stephania Thank you so much Thank you IBS Vinitha P V State Bank of India Thiruvamkulam

VINITHA P V, STATE BANK OF INDIA
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I am Nirmal, working in Canara Bank. I passed CAIIB in the first attempt itself. I started studying for the exams late and joined for the IBS classes only around 40 days before the first exam. The coaching classes at IBS conducted by retired bankers as well as subject experts were very helpful. I sincerely thank all the faculties at IBS, also Miss. Sherin who contacted me and encouraged, instilled confidence throughout the learning period. I once again thank Team IBS for the support and guidance. Nirmal P Manager Canara Bank Trikkalangode Branch

NIRMAL P, CANARA BANK
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I would like to express my tremendous gratitude to IBS and all the faculties and staff members for clearing the CAIIB exam.In addition to this MD's message motive me for last minute preparation. I was able to score 56 in ABM,55 in BFM and 56 in RuralBanking.Once again a big thank you to the team IBS. Anoop s Deputy Manager Rbo, Pathanamthitta

ANOOP S, STATE BANK OF INDIA
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Cleared jaiib accounts in 2021 Cleared caiib all papers in 2022 single attempt... My 1st and foremost thanks to Gayathri mam and Biju sir for their guidance in the throughout journey.. Got my materials dispatched within 10 mins... And received it just 2 days is somewhat unimaginable... And technical errors resolved by tech team was so awsome .. And about the classes...I have to thanks alla the staffs... Especially MURUGESAN sir for making me to understand the concept and gave the base and basics Cristal clearly... That what helps me to clear all the subjects.... And Parvez sir helps us in numerical in jaiib accounts and caiib also... The way of teaching maths in online and make us to understand pinpoint was magical. And am thankful for all the staffs of IBS for achieving this milestone... This will help me in financially and career wise... My humble request to students who wants to learn from IBS is ..don't think about the fee and money you spend for JAIIB CAIIB.. is just a matter of 2 increment salary you can easily get back .. By just spending around 10k...so don't think about the fee....go for it.. IBS WILL BE THERE ALWAYS TO SUPPORT. Thanks and regards K.RAGU

K RAGU, CANARA BANK
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Thank to team IBS To clear my CAIIB Examination and each and every staff and co-ordinators helped us a lot to providing required Materials, recorded classes etc..

T VEERAIAH, KARUR VYSYA BANK
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I am Seba Maria working in South Indian Bank as Assistant Manager. Three years ago I applied for JAIIB and could not clear the theory papers of Legal and Principles of banking. I was continuously facing difficulty in learning these two papers since the syllabus was so vast and McMillan's books were tough to understand. Then I got a call from the IBS coordinator Sneha who explained the course in detail and I joined their crash course. Classes by experienced professionals and their study materials which provide the entire syllabus in a capsule form were the key to my success. I wholeheartedly thank the IBS team for helping me achieve my goal. Thank you Seba Maria Assistant Manager South Indian Bank, Banglore

SEBA MARIA, SOUTH INDIAN BANK
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My name is Anjali Thomas - Asst.Manager, South Indian Bank. I'm so happy to write this note of gratitude to team IBS for making me a CAIIB holder - which I never thought I could ever achieve..!! 100% of the credit of this achievement (passing CAIIB in the very first attempt with scores - ABM- 57,BFM - 59 & Retail Banking - 55) goes to IBS team alone The IBS process was so remarkable -from calling and making me try the exam to moulding the fearful me to face the exam confidentially..!!!! It's almost 8 years after completing JAIIB. Since I came from Arts background my banking knowledge and mathematical skills were so poor then and hence Crossing the JAIIB step was such a herculean task for me ( 3 attempts !! that too with an offline coaching class and an additional tution) .since that mental pressure was hard to handle I had no plans for CAIIB . Was in an assumption that CAIIB isn't something meant for me -and for everyones surprise IBS just broke that prejudice into pieces by their tremendous , systematic and well informative classes, excellent and worthy teachers,notes, PPTs, a brilliant app with recorded videos (in various languages),mocktests and online notes ,daily reminders and clarifications through watsapp , so motivating videos from the institute's MD himself which everytime made me feel like powerful a soldier getting prepared to beat the battle..!! And more over one exclusive coordinator to groom me individually -( mine was Ms.Sneha - she was there with me from day one - calling n enquiring n motivating n providing all necessary notes, guidelines n recorded classes with immense positivity Understanding my health and personal issues).I think the only thing I did was I listened IBS thats it !!!CAIIB done ..!!!!! And, beyond just gifting us the title CAIIB, IBS has totally changed my outlook towards banking knowledge . The Classes taken by well experienced ex-bankers were so excellent that the concepts were made so clear and I'm sure I'm going to benefit from it for life-long.Every IBS student will be thankful for the same. Thanks a ton to my Teachers. Again and again thanks a lot to IBS team for all your efforts and thereby gifting us such a wonderful experience and success.!! Anjali Thomas - Asst.Manager South Indian Bank, Kalamassery

ANJALI THOMAS, SOUTH INDIAN BANK
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Hii, I am Jayasorian. It was quite difficult to choose between the electives Retail banking and Rural Banking. Anyway being Rural Development officer, I have choosen the later . Anyway during the first attempt, didn't attend any regular classes. I could score only 48,49 and 44 for ABM, BFM and Rural Banking respectively. Then I have joined With IBS. I couldn't attend regular classes, I have watched the recorded videos of Rural Banking by Shivram sir. It helped me a lot during the exam to grasp the concepts. I have prepared ABM and BFM by watching several YouTube channels. Finally I scored the exam as 52, 47,68 in ABM BFM and Rural Banking respectively. Now I realise how much IBS can bring the highest scores. Now a days Concept is more important than MCQs. Mentoring also plays a good role in preparation. Thankyou IBS team for the support. Jayasorian N Union Bank of India Palakkad

JAYASORIAN, UNION BANK OF INDIA
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Dear IBS Team, I have finally cleared my CAIIB! It was the one thing in my banking career that was eluding me .I would like to give all the credit for this to you guys. Firstly let me thank my Gurus James Sir, Mohanty Sir, Sana Madam and Parvez Sir .Their commitment alone was enough to drive me forward.The classes and study materials were spot on .Also the encouraging words of the leadership. I would also like to thank the ladies from IBS who encouraged me to join IBS and guided me through the registration, the app, the classes etc My sincerest thanks to your whole team.I will be forever indebted... Thank you Kavitha Student of IBS Branch manager SBI, kayamkulam

KAVITHA, STATE BANK OF INDIA
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This is my first attempt of CAIIB. Cleared with good marks. The regular evening Zoom online classes were good. Eventhough I missed some of the classes, I could make it up using the recorded classes in IBS vigyan app. The mock tests in the vigyan app were very useful to me. The crash courses conducted before the exam, IBS notes, whatsapp and telegram groups, regular advices and guidance by faculties and IBS staffs also helped me to clear CAIIB. Aneesh Ambi Senior Associate SBI CMS College Branch Kottayam

ANEESH AMBI, STATE BANK OF INDIA
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I m Rekha Ravi working in UBI. In my first attempt, I could pass only Retail and was thinking that I could never get pass mark for other subjects. But on the right time, Ms Sherin from IBS contacted me and I joined IBS crash couse for Nov-Dec CAIIB exam. She was constantly following up with me about studies. Thanks to all facilities and Ms Sherin for giving all support to pass CAIIB in my second attempt. Thank you so much

REKHA RAVI, UNION BANK OF INDIA
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Hello... I am Ajith T R working in SBI. I cleared recently held CAIIB exam with the support of IBS team. Online classes,study material and recorded classes are really helpful to complete my CAIIB. Through detailed classes, got thorough knowledge about the subjects. Narration with examples helps to remember it easily. Thanks to team IBS. Ajith TR Clerk SBI Irinjalakuda

AJITH T R, STATE BANK OF INDIA
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Hello... I am Biju S Sekhar working in SBI. I cleared recently held CAIIB exam in my first attempt with the support of IBS team. Online classes,study material and recorded classes are really helpful to complete my CAIIB. The faculties of IBS team are doing a mind-blowing job and also their support and motivation is extremely good. Thanks to IBS team Biju S Sekhar Associate SBI Pilathara Branch

BIJU S SEKHAR, STATE BANK OF INDIA
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ABM-52 BFM-52 RETAIL-59 Lots and lots of thanks giving should be given. It was the meeting with Muralidharan sir that made me to prepare for the exams.Have joined Evening B2 regular Batch.Lost some of the live classes which was made up with the respective recording sessions.The recording were made timely available by Hari Sir.Further Madam Jasmin flooded with a huge number of materials in the form of PPTs and questions.She was the one who regularly followed up on practising the mock tests.The alert videos and voice overs of Satheesh sir and Mohan sir brought in the importance of completing the certification this time itself. Thanking all the office bearers including the faculties of IBS standing along side with me to complete CAIIB in a single go. Reyad m sali Manager wealth Services SBI PPB sasthamangalam

REYAD M SALI, STATE BANK OF INDIA
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In this occasion,I would like to express my sincere thanks to TEAM IBS for the support and motivation given to me.All the faculties tried their best to share their knowledge and experience with us which helped us to get conceptual clarity on each topic.The classes of Harikumar sir(Risk management)were really nice.Also systematic follow up by Anu and motivation by Sathish sir were really helped me to achieve this task.Once again I express my sincere thanks from heart. Gourisri.R.S State Bank of India Bharanikkavu branch Kollam

GOURISRI R S, STATE BANK OF INDIA
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I extend my sincere gratitude to team IBS ..The classes were very good and the mock test especially helped me a lot....My success is because of the entire IBS team. Marks were less for BFM n Retail coz of me only as I skipped many of the classes...The calls from Miss Tojomol and Miss Maria encouraged me to get thru the xam......Thank u to the entire teaching faculty and the entire team for ur motivation that made me achieve the desired result....Thank God Viji R Officer Canara Bank Pathanamthitta

VIJI R, CANARA BANK
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I am really really grateful for all the help IBS have done, not only in clearing the exam but also in my banking career. It was such a boost of knowledge for me in many areas in banking and also an inspiration for me to pursue more knowledge. In connection with the exam, I have been attempting to clear CAIIB in last 2 exams but my score was just in 30's and 40's and in this attempt which is my 3rd i was able to score 62 in ABM, 64 in BFM and 51 in Rural banking because of the consistent support i got from IBS. Really thankful to all the faculty members and all the staff members of IBS for your visionary strive towards creating eminent bankers. Once again a big thank-you to the IBS team. Rohith The Federal Bank Ltd Kodukulanji branch

ROHIT, FEDERAL BANK
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Dear all, I’m Aiswarya working as Manager at Indian Overseas Bank,Trichy.I have started my banking career in 2013.I have passed my JAIIB during 2014.All these years I have tried for CAIIB for two times and failed and thought it was a Herculean task.Also I had been busy with my little kids.Now as I’m posted far away from my native place,Trivandrum and I have a lot of time I thought to give it a try..Then surprisingly I got call from IBS with a helping hand which I accepted.Then the journey started from September 2022…The classes gave a conceptual knowledge of the subjects which is the key factor to crack the exams..the mock tests gave more confidence..Also the motivation by the faculty had a great effort in believing that we can do this..At last I have cleared the CAIIB..Thanks to entire IBS team Aiswarya B Chandran Manager IOB,District Court Branch Trichy

AISWARYA B CHANDRAN, INDIAN OVERSEAS BANK
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I am Divya Shenoy S working in Canara Bank I had been trying for CAIIB since 2020 without taking any coaching,but could not clear CAIIB,until I got guidance from IBS.This year one of my colleagues suggested to Join I B S. They had made a sincere effort to make me pass in a single attempt.Their classes and mock tests provided are excellent .For November 2022 exams, i joined only on 24 october 2022 after registration for exam on 19/10/2022 , but within this short periods i was able to pass caiib exams with help of IBS.I express heartfelt thanks to each member of IBS especially coordinator Surabhi, she gave me so much confidence and support.The mock test sessions are quite good. I Thanks a lot to entire Team of IBS. Divya Shenoy S Senior manager Canara Bank Bangalore

DIVYA SHENOY S, CANARA BANK
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I was able to clear CAIIB. It was really a worthwhile and helpful guidance on the part of IBS. The staffs are very good and supportive. THANKS IBS Aiswarya G Nath Bank of Baroda Vavanoor branch

AISWARYA G NATH, BANK OF BARODA
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Thanks to Parents, All Gurus, God and IBS for giving unforgettable day in my life. My heartful thanks to James sir, Sankaran sir, Archana mam, Ravichandran sir, Subash sir, Vydyanathan sir, Ramesh Kalyaan sir , Ramesh sir . You all are such wonderful persons who are able to ignite our mind. Special thanks to my family who supported me in this journey. Thanks to my son for his encouragement. Once again thanks to each and every one Rajesh G Vadhyar Clerk City Union Bank Kottayam

RAJESH G VADHYAR, CITY UNION BANK
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First of all I am really thankful to God to become a student of IBS..It was really a wonderful experience to me..All the faculties are really motivated us to study..they were really motivational speakers rather than teachers..no words to say about them..definitely we will share good experiences and quality of teaching to our colleagues also... Praveena S SBI Mercy College branch

PRAVEENA S, STATE BANK OF INDIA
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സംപൂജ്യരായ ഗുരുശ്രേഷ്ഠ രേ, സ്നേഹ നിധികളായ സഹപാഠികളേ, സുഹൃത്തുക്കളേ, നിങ്ങൾക്കെല്ലാവർക്കും നമസ്കാരം. അക്കൗണ്ടൻസിയുടെ അടിസ്ഥാനമില്ലാത്തതിനാൽ JAIIB യോടുപോലും വളരെക്കാലം മുഖം തിരിച്ചു നിന്നിരുന്ന എനിക്ക് ഇന്ന് CAIIB യെന്ന തിലകക്കുറി ചാർത്താൻ അവസരം നൽകിയ IBS നോടുള്ള നിസ്സീമമായ നന്ദിയും കടപ്പാടും ആദ്യമായി രേഖപ്പെടുത്തട്ടെ. ബാങ്കിംഗിൻറെയും അതിന്റെ സാമ്പത്തിക ശാസ്ത്രത്തിൻറെയും അത്രയൊന്നും സുപരിചിതമല്ലാത്ത പുത്തനറിവുകളുടെ സാഗരത്തിലൂടെ ഞങ്ങളെ നയിച്ച്, ഈ യാത്രയെ സഫലവും സമ്പന്നവുമാക്കിത്തീർക്കാൻ അഹോരാത്രം അനുയാത്ര ചെയ്ത ഗുരുശ്രേഷ്ഠർക്കും സഹപാഠികൾക്കും മറ്റ് സകലർക്കും എൻറെ ഹൃദയംഗമായ നമോവാകം. ദാനമായി കിട്ടിയ ഈ അറിവിലൂടെ ഇനിയും ഞങ്ങൾ കൈവരിക്കാനിരിക്കുന്നത് എത്രയോ വലിയ നേട്ടങ്ങളും സൗഭാഗ്യങ്ങളുമാണ്. ജ്ഞാനസാഗരമായി വർത്തിക്കുന്ന അവിടുത്തെ ഓരോ ഗുരുവര്യരോടുമൊത്തുള്ള സഹവർത്തിത്വത്താൽത്തന്നെ ഞങ്ങളുടെ ജീവിതം ധന്യമാകുന്നു. അറിവിന്റെ ആയിരം പൊൻതിരികൾ എരിച്ചുകൊണ്ട് ഒരു കെടാവിളക്കായി കൽപാന്തകാലത്തോളം ജ്വലിക്കട്ടെയെന്ന് കോടി കോടി ആശംസകൾ നേരുന്നു. അതോടൊപ്പം, ജ്ഞാനാർത്ഥിയായി വീണ്ടും വാതിലിൽ മുട്ടുവതോളം, ഈ ഗുരുകുലത്തിൽ നിന്നും യാത്രാനുമതിയും തേടുന്നു. Anish P P SWO A UCO Bank M G Road Ernakulam

ANISH P P, UCO BANK
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IBS put colours to 2022 in my life .I cleared caiib only because of IBS which was my dream for years.I dont have words to praise the faculty of ibs for treating every one as a school child .They will personally ask about our graph of study the problem that we face etc. Recorded vedios and mock test will help us to manage our studies in our busy daily life . I am sure that with the systematic learning process given by IBS we can clear JAIIB and CAIIB Deepa p g Head cashier Union bank of india Ottappalam branch

DEEPA P G, UNION BANK OF INDIA
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Completed caiib with all three subjects score 58 Thank you IBS for the support. All the classes were very helpful. My sincereThanks to James sir, Dean subash sir, Sankaran sir, Archana mam, Ramesh sir, for their excellent classes and Ramesh krishnan sir for the daily questions Santhi A OAST Kerala Gramin Bank Choondal Branch Thrissur

SANTHI A, KERALA GRAMIN BANK
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I am Revathy TR, working in Federal Bank. I had attempted CAIIB many times in past and colud not clear the same and subsequently lost confidence even to appear for exam. Later I joined online classes of IBS and colud clear CAIIB, ABM and retail at firstly and BFM in next chance itself. The coaching classes were excellent, faculties are well experienced. I sincerely thank all faculties at IBS, also Miss. Sherin who contacted me and encouraged, instilled confidence throughout the learning period. I once again thank team IBS for the support.

REVATHI T R, FEDERAL BANK
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Dear IBS, with the help of the team at IBS, i was able to clear CAIIB. The classes, short notes and other enablers really helped me through the syllabus and ultimately enabled me to clear CAIIB. From the bottom of my heart, I thank IBS for helping me through the prestigious CAIIB exam. Gokul S Manager State Bank of India SME Pathanamthitta

GOKUL S, STATE BANK OF INDIA
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Thank you IBS. With your support I was able to score 60 marks in BFM, with which I could clear my CAIIB this time. The recorded sessions available in the IBS app was really helpful. I got a great support from bach end team as well. Thank you Aiswarya Deep T SBI RBO 5, Thrissur

AISWARYA DEEP T, STATE BANK OF INDIA
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I have been trying to clear CAIIB from 2015 onwards joined many classes and tried many YouTube channels but I didn't able to clear. And this was my last attempt with the existing syllabus . One of my friend recommended IBS. Through Systematic learning process with very useful regular classes of teaching staffs who renders the concept and points on examination point of view and follow ups of non teaching staffs mock tests of 1000s of questions recorded classes for reference and above all regular interaction of teaching staffs and participants through groups helped me to clear CAIIB this time. I'm thankful for all the supports from IBS. Vidya V K Assistant Manager Punjab National Bank Chandranagar

VIDYA V K, PUNJAB NATIONAL BANK
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Mr. Anjaiah who came with a pamphlet to our office to join into IBS, Ms. Santhoshi who coordinated well for admission into IBS and fillowup later even, Mr. Biju sir and Mr.Sajesh sir who are our Technical Mentors and who are always with us in the tour of Jaiib & Caiib by classes, recordings, mock tests, materials, ppt, tech issues, schedules etc., Mr. Sathish sir, who has filled us with timely encouragement by small video clips and Last but not the least all the respected Faculty , Finally my Inspiration Mr.Vinayak Apte sir .... these are all the helped me to crack the JAIIB and CAIIB in a single attempt with in 6months. I wish to thank all these prestigious persons under the tree of IBS.. Finally I wish to say, *_*" IBS gives beyond what we are expecting, IBS keeps us beyond where we want to be."*_* Thanq. Ramesh M. UBI.. NAME : Mr. RAMESH MALLIPUDI BANK : UNION BANK OF INDIA DESIGNATION : SENIOR MANAGER BRANCH : ZONAL AUDIT OFFICE, HYDERABAD, TELANGANA

RAMESH MALLIPUDI, UNION BANK OF INDIA
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Hi I'm dharani working in karur vysya bank Ltd. I heard about IBS from my brother friends for the first time. They all cleared the exams in the very first attempt. Me too joined the morning batch.the staffs are most experienced and have good teaching ability. They teach With much patience, that too they stress on most important topics and spend time adequately so tat every one understand the subject. Most important thing is that they always tell which is scoring area while covering all topics. Problems and formulas were made much easier. Thanks to all faculties. Good job and great team. Go ahead. NAME : Ms. DHARANI BANK : KARUR VYSYA BANK DESIGNATION : CLERK BRANCH : THORAIPAKKAM, CHENNAI, TAMILNADU

DHARANI, KARUR VYSYA BANK
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Hai, i am Rohini Boban a CSB'an. A friend of mine suggested about IBS coaching for CAIIB when I was in the edge of dropping the attempt for trying for CAIIB after consecutive failure of 6 attempts. After which I decided to give a last chance and decided to join for coaching, for June 2022 exam under regular batch with IBS, cordinator Asha Hiremath supported in through the process. I cleared my ABM & Retail but BFM I couldn't clear, but I had hope I could clear it in the next chance. Initially I started off with the study materials given by IBS,and joined under Crash course for BFM. All the faculties, gave their best to make the concept clear in the short period. Conceptual knowledge in the subject is the key to crack the exam. Thank you IBS team to support me to achieve my goal. NAME : Ms. ROHINI BOBAN BANK : CATHOLIC SYRIAN BANK DESIGNATION : MANAGER ( SCALE II ) BRANCH : DEPARTMENT - CENTRALISED PROCESSING CELL (CPC), ERNAKULAM, KERALA

ROHINI BOBAN, CATHOLIC SYRIAN BANK
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Good morning to all in IBS TEAM. My association with ibs started in 2020 when i completed JAIIB (DB&F). Since I’m from an urban co-op bank we do not get any monetary benefit for Completing JAIIB/CAIIB. I enquired with BIJU SIR that i intend to do jaiib but our Institution is not member of IIBF, BIJU Sir told me i can take DB&F a substitute for JAIIB, the very first faculty who took classes in VIJAYANAGAR INSTITUTE OFFLINE. For PRINCIPLES & PRACTICES was remarkable. Sir told one thing which i won’t forget in my lifetime. Sir, told us go and attend first exam return and again continue for second ACCOUTING & FINANCE Paper then after returning from there continue your studies for LEGAL & REGULATORY ASPECTS. After completion you can return and make merry, he told not to rest till we complete JAIIB. I completed exam in 73%, in first attempt. Again through encouragement from IBS & I requested Our CHAIRMAN to become intuitional member of IIBF he gave a thought and along with CEO thought of becoming member of IIBF. I am thankful to our chairman. Finally i took CAIIB IN JAN-2022 completed BFM & CENTRAL BANKING as ELECTIVE but failed ABM. I was loyal follower of Mac Millan books. I thought i can complete CAIIB as i did JAIIB. But again in JUNE-22 i got 49 marks and failed ABM in 1 mark. ASHA HIREMATH mam from IBS asked me if i intend to join IBS for DEC-22 exam i said no. Later in NOV- 22 I thought of joining IBS because they give real updates about exam. For first time i attended ABM class of Smt. ARCHANA mam and came to know how faulty my understanding was about economic analysis. Demand / Supply, interest theories concepts. IBS gave no. of classes for numerical by PARVEZ Sir & credit too from where i actually learnt ratio analysis. Finally i completed CAIIB in nov-22 by score ABM - 50, BFM -58 & CENTRAL BANKING - 56. All thanks to god and ibs who made my dream and wishes come true of adding JAIIB & CAIIB next to my name SAPNAB K JAIIB CAIIB. By completing JAIIB/CAIIB when i go through bank's transaction feels awareness, knowledge little confident to proceed. Special thanks to SAJESH who answered my queries when i called him after i got number from GOOGLE next BIJU Sir for his excellent support from getting my all ticket and teaching me the procedures to use IIBF PORTAL. Now ASHA HIREMAT mam thank you. Thanks to faculties from JAIIB & CAIIB MOHANTY Sir, ARCHANA mam, Mr PARVEZ Sir, Ms. SANA BEGUM Mam. My apologies i am not able to remember another JAIIB PRINCIPLES faculty & CAIIB HRM lady faculty. Thanks & Regards SAPNA B K NAME : Ms. SAPNA B K BANK : THE BHARAT CO-OPERATIVE BANK Ltd. DESIGNATION : OFFICER BRANCH : HEAD OFFICE, SOUTH END CIRCLE, JAYANAGAR, BANGALORE, KARNATAKA

SAPNA B K, THE BHARAT CO-OPERATIVE BANK Ltd.
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I am Vishnumurthy R Bhat working at Canara Bank . Cleared CAIIB this year. BFM was hurdle for me IBS notes helped me alot and For Jaiib also I was with IBS and Satish Sir founded this institute by vision and it helped lot of aspirants to clear CAIIB and Jaiib thank you Satish Sir and Team IBS i.e Biju sir and Asha madam Thank you alot. NAME : Mr. VISHNUMURTHY R BHAT BANK : CANARA BANK DESIGNATION : OFFICER ( SCALE 1) BRANCH : HEAD OFFICE, H R WING, BANGALORE, KARNATAKA

VISHNUMURTHY R BHAT, CANARA BANK
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I am Heera Kishor, Working as Senior Manager in Union Bank of India.I fortunately came across IBS while I was doing Google search for best online coaching centres for CAIIB.I thus called their number and the coordinator was very quick and prompt in attending to all my queries and thus got enrolled to the centre.CAIIB coaching was simply excellent with best study materials and excellent faculty members.All the coordinators were very really supportive.Only because of their systematic and meticulous teaching, I was able to clear CAIIB that too in one go.Thankyou IBS team NAME : Ms. HEERA KISHOR BANK : UNION BANK OF INDIA DESIGNATION : SENIOR MANAGER BRANCH : REGIONAL OFFICE, ALUVA, ERNAKULAM, KERALA

HEERA KISHORE, UNION BANK OF INDIA
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Dear IBS and Team, Today I want to write this note of gratefulness, in awe of the precious institution and the wonderful faculties who not only shared us their knowledge but also inspired that I can learn more. This year I have cleared my CAIIB examination with good scores ( ABM-52, BFM-60 & RETAIL-65) only b'coz of all the staffs who taught us the subject with responsibility and dedication. They are available to us in our time. I was really inspired of each & every staffs of IBS who taught me, Mr. Mohanty Sir, Mr. James Sir, Mr. Ramesh Krishnan Sir, Mr. Raveendranathan Sir, Mr. Parvez Alam Khan Sir and Ms. Sana Begum. Mam. Personally I wish to share my testimony that for more than 7 years i left trying CAIIB, later in 2021, I gave a try and appeared for ABM but i really find it hard to compete with what I study without understanding with what they ask conceptually, at home I used to say if some one is there to teach me all these i could learn well. Then again I don't want to try without knowing the subjects with conceptual clarity., This time one of my colleague Ms. Nandhini shared me about IBS and I was grateful to her that he encouraged me to join the course and clear CAIIB this time. And with my full heart I am thankful to the institution for helping me to prepare for the exams and it's a wonderful journey I had in the classes with all the staff members who are so dedicated and full of knowledge. As a Banker I always look upon seniors whom all I miss in recent years. I really enjoyed their knowledge and they are a good example to us. Thank you Sir's and Madam. And it was a great relief and inexpressible Joy that I have cleared CAIIB despite all the tightended schedule we manage at home and office. This is only b'coz of you all who supported me and was a great encouragement as well. Also I want to thank my coordinator Ms. Asha mam, as I was not able to attend classes on Sunday day time, she made me get the recorded sessions as soon as possible b4 I attend the next continuing session. Also Biju sir who supported as in all means in the group. Simply my words can't explain my Joy I had with IBS. Thank you one and all NAME : Smt. REXIYA T BANK : STATE BANK OF INDIA DESIGNATION : SENIOR ASSOCIATE BRANCH : NAGERCOIL, TAMILNADU

REXIYA T, STATE BANK OF INDIA
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I joined IBS for attempting my first go at CAIIB. Thanks to the experienced faculty I could succeed clearing all three papers at one go. I opted for Risk management as my third paper the basics of risk management was built up by Mohanty sir and Ramesh Krishnan sir gave it a new dimension. You need not memorise the things with Ramesh sir he gives so many examples that it is engraved in our subconscious memory and it is recalled when it is required. In his words "life is easy". Thanks to all I will be looking forward to explore opportunities in Risk management. NAME : Mr. ASHISH GHOSH BANK : CANARA BANK DESIGNATION : SENIOR MANAGER BRANCH : HEAD OFFICE ( F1 - WING ), BANGALORE, KARNATAKA

ASHISH GHOSH, CANARA BANK
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I'm Divaakar working as a Relationship Officer in CUB. I was able to clear both JAIIB and CAIIB because of IBS. Apart from clearing the exams, the conceptual clarity that, one would get is actually amazingly good. More than the subject content, messages from the Director, Faculties and Mentors makes us feel that We are in the right direction towards achieving our goal. Great going IBS. Name : Mr. DIVAAKAR BANK : CITY UNION BANK DESIGNATION : RELATIONSHIP OFFICER BRANCH : MANNIVAKKAM, CHENNAI METROPOLITAN CITY, TAMILNADU

DIVAAKAR, CITY UNION BANK
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My sincere thanks to IBS each and every faculty members recovered from failure in CAIIB to Successfull CAIIB. Last 4 years every time i could not pass because of proper subject knowledge. I joined IBS in the year September 2020 the first time I passed two subjects but unfortunately I failed one paper also attempts also come to end. Again I joined IBS in the September 2022 with 3 months I hardly prepared day and night. I cleared CAIIB in this time. My big dreams come to true this year 2022 because of IBS only. I really thankful to all the members in IBS. Thanks Asha mam.

S KAVITHA, REPCO BANK
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I am Nageswari working in SBI . With the help of IBS I was able to clear CAIIB at one go . The coaching sessions were handled by senior executives of major banks. The study material was tailor made for the exam purpose and the mock tests and doubt clearing sessions were very helpful.The staffs and coordinators were available and ready to help round the clock. My heartfelt thanks to all IBS STAFFS and coordinators for kind and timely response.I specially thank to ASHA madam for her special supports for me. I am Nageswari working in SBI . With the help of IBS I was able to clear CAIIB at one go . The coaching sessions were handled by senior executives of major banks. The study material was tailor made for the exam purpose and the mock tests and doubt clearing sessions were very helpful.The staffs and coordinators were available and ready to help round the clock. My heartfelt thanks to all IBS STAFFS and coordinators for kind and timely response.I specially thank to ASHA madam for her special supports for me.

NAGESWARI, STATE BANK OF INDIA
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I am Pramod B Patil, working for Federal Bank. A friend of mine suggested this institute and I joined them for coaching. Thanks to IBS for mentoring me as a certified associate in IIBF. I made use of all your materials and mock tests. Also my gratitude to the teaching faculty who made the concepts more clear. Special apparition to Asha Madam and Biju sir for there coordination in conducting the class, providing the study material and helping system issues. A Big thank you team IBS. \Name : Mr. PRAMOD B PATIL BANK : FEDERAL BANK DESIGNATION : ASSOCIATE VICE PRESIDENT BRANCH : KANKANADY, MANGALORE, KARNATAKA

PRAMOD B PATIL, FEDERAL BANK
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I am M Kumari Susmitha working as a clerk in SBI. Though I started as a clerk in the year 2019 I didnt knew the importance of jaiib and caiib until 2021. Name : Ms. M KUMARI SUSMITHA BANK : STATE BANK OF INDIA DESIGNATION : CLERK BRANCH : URAVAKONDA, ANANTAPUR, ANDHRA PRADESH But all my batch people started clearing them. And then a friend of mine introduced me to Sadhna Malhotra mam of this institute. I cleared my JAIIB in june 2022 and my CAIIB in Dec 2022 both in the same year. More of saying that I passed the subject I would like to bring to the notice of every aspirant about the conceptual knowledge we will be gaining through the classes where we get the oppurtunity to learn and interact with the expertise people who've already served their entire life in the banking sector and who are still striving to help us become a certified and knowledgeable banker. Many evening sessions they used to stay up clarifying our doubts even after the classes were over. Not only the teaching faculty but also the coordinators specially Sadhan mam who was always there for me and helped me in making this success so easy. She was always there for me providing all the materials. She always used to stay in touch asking about our preparation also giving us support whenever I felt low with the fear of exams. She was there not just as a coordinator but as a takecarer. I thank the whole team and my coordinator for making this possible for me in such a short span. I feel proud to be a student of the IBS.

M KUMARI SUSMITHA, STATE BANK OF INDIA
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I'm Ebin, working in Indian Overseas Bank. Thanks to IBS, I was able to clear CAIIB in my first attempt. From the very first day of Online Classes, I was sure that I made the right decision in choosing IBS. The Classes were so productive, the recorded sessions provided by IBS, made sure that I didn't miss any of the classes. The whole syllabus was taught well by experienced faculties, who were well qualified in their respective subjects. The ppts and study materials provided by IBS, helped me to understanding the concepts better. The mock tests served as a confidence booster. I am grateful to the whole IBS team, faculties especially James Sir, Mohanty Sir, Murugesan Sir and our Co ordinator Sadhna Mam, for her motivation. I would highly recommend, IBS to all the CAIIB aspirants. Name : Mr. EBIN BANK : INDIAN OVERSEAS BANK DESIGNATION : CLERK BRANCH : KALIYAL, KANYAKUMARI, TAMILNADU

EBIN, INDIAN OVERSEAS BANK
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A journey is always better than destiny sometimes. The quote became true when I joined IBS Institute. Actually In November 2018, I passed JAIIB, but afterwards, CAIIB was not being clear . I was feeling low that If Ever I will pass CAIIB. After Covid Era , In 2022 I joined IBS. The First Interaction regarding IBS was with Sadhna Mam. I joined the class and got study material through courier. Afterwards the class started. The First thing, that makes IBS different from other Institution, that I felt , is , link of ZOOM class of morning shift is shared with ,evening shift also. Means we do get revision class daily. Second thing, The Ppts of classed we do get in pdf form in group , that makes things crystal clear , whenever we do read. Third thing , That, App of the institution consists online classes recording, what we can see according to our convenience. And the last , And the most critical thing, What that is mine experience, Specially Director Sirs , Inspirational message always in Group. And days countdown to alert us. Specially Sadhna Mam's message always for study and feedbacks made me more concious for the exam. Branch Manager Faculties at IBS are so much Intellectual, that , Nowhere We can get except IBS. Because to pass CAIIB and to teach CAIIB Syllabus , both are different in my view. Lastly Experienced faculties, proper care and awesome study material made it possible for me to crack CAIIB. MANIPADMA KUMAR Rajasthan Marudhara Gramin Bank, Santpur, Abu Road, Sirohi

MANIPADMA KUMAR, RAJASTHAN MARUDHARA GRAMIN BANK
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Good Morning to all Respected Faculties, Biju Sir and all staff of IBS and all bankers of this group. It is a moment of happiness for all of us, when we get what we desire to achieve in the same time and moment.. It’s indeed supportive and memorable to have a partner with you in Your achievement and success, exactly the role played by IBS in our achievement. For achieving the CAIIB target, just before two and half months ago started CAIIB preparation under consoling typical and unpredictable words of Ruchika Madam to join IBS, I joined. Journey stared from Full tight schedule of banking and then online classes till 10 pm and practice sessions at night and then early Googly of Ramesh Krishnan Sir, that perhaps I never missed.. The Hard words with soft heart of respected Mohanty Sir, and Forex exposure from Singapore of James Sir and the last but not least the Giant Business Mathematician/magician Parvez Sir, who really replied in 3 minutes of query even at 12.30 am This is called support. Thanks to respected * Raveendran Sir* for making clear accounting concepts. I really thanks to each and every person in IBS for helping me by any means and ways to enable me achieve success in CAIIB. This is life time success and memory for me Friends as again CAIIB not to be done . Remarkable Videos/words of IBS MD Sir reminding 36 hrs, 24 hrs left regenerated the Energy, he showed importance of at right time “Finally, Hardwork, Luck, Family IBS Support of three months all merged together and gave success.” Whether someone left the goal by 1 or 2 marks, doesn’t matter but the facts above are real time like RTGS One Secret also to share — No Macmillan Books Purchased only study material of IBS and classes with serious and intensive study enough for clearing CAIIB Now Finally I would write 2 words for those who missed by 1 OR 2 ~ Don’t Quit No one can defeat you unless YOU ACCEPT from Inside. Thanks u all for your valuable time Name : Mr. GAURAV KANDPAL BANK : CANARA BANK DESIGNATION : SENIOR MANAGER BRANCH : MCB, BAREILLY, UTTAR PRADESH

GAURAV KANDPAL, CANARA BANK
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I have completed 14 years in the Banking field.. and have attempted to write JAIIB exam 4 times.. however I would never clear the AFB paper and so would not appear for LARB exam.. then I heard about IBS from my friend.. I decided to join the classes.. though I could not attend most classes due to office work, I used to listen to pre recorded classes and also tried to complete mock tests online.. the support given by IBS team motivated me to study for JAIIB and finally be able to complete it.. I’m thankful to the entire team at IBS for helping me clear JAIIB.. I have already enrolled for CAIIB classes and hope to clear it in my first attempt.. I will definitely recommend IBS classes to all my banking colleagues and friends those who have not yet completed their JAIIB/CAIIB Regards Ms Sharon D Braggs

SHARON D BRAGGS, BANK OF BARODA
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Hi I'm Asha from SBI. I have completed JAIIB 6 years before. In CAIIB this is my first attempt. One of my colleague suggest IBS, she also cleared CAIIB in her first attempt through IBS. I joined online class for Nov 2022 exam batch through co ordinator Asha Hiremath mam. She helped me through out the journey. Thank you IBS for this excellent coaching as well as study materials. Telegram discussions and vigyan also very useful to clear doubts. All faculties are gives us conceptual knowledge in each topics. Thank each and every one who helped me clear the exam.

K ASHA, STATE BANK OF INDIA
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Madam today I have cleared jaiib .by passing AFB. Already I have completed PPB and LRAB. I got 65 .I am so great full to IBS. especially afb faculty nadeem sir .parvez sir, vinayak apte sir. And also course host biju sir ravichandran sir rajesh sir. And all the faculties with out your dedicated training programmes this result couldn't have possible. I have attempted all mock tests its really helpful. Last minute crash courses and suggestions by directors un forgettable. Last but not least this all possible because of kavitha madam who introduced me to. This great institution. Last four times I could not get even 40 score now rased to 63 because of you. Once again I sincerely thank full to IBS. I look forward for your up coming programme. K santhi bhushan

K SANTHI BHUSHAN, STATE BANK OF INDIA
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JAIIB PPB : 58 AFB: 58 LRAB : 55 Coaching given by excellent and well deserved, dedicated faculty towards not only passing and also our knowledge gaining levels. Administration staff also well support upto last hour of the exams in arranging of pdf materials chapter wise, mock tests etc.

BHANU YAVARNA, ANDHRA PRADESH GRAMEENA VIKAS BANK
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I'm Rukmini, working in ubi.. 3times i have written caiib exam. I was failed to clear it. One of my colleague suggested me to join IBS. I m really proud to have joined IBS. This time I have successfully cleared CAIIB because of IBS support only.. Guidelines given by faculties were excellent. They deserve many thanks for all they did for us during the course period. Provided in depth knowledge about the topics. Study materials, Mock test n MCQs were really helped me to pass CAIIB. Sincere thanks to all faculties for their great support

RUKMINI, UNION BANK OF INDIA
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My journey with IBS started since JAIIB (May 2021 batch). I have never been a studious person, but with IBS's WhatsApp groups, Telegram sessions online classes mock tests, even I started studying. Everytime I hear LC I remember Raveendranathan Sir's class of legal where he first explained about LC. The Q&A sessions on telegram every evening on AFB made someone like me (from science background) so interested in the subject. When the exam was postponed due to Delta outbreak, IBS did not go on lockdown they arranged so many more classes, that if one sincerely followed the classes and studied he/she would have been able to clear JAIIB easily. My grandmother passed away during that time, and I had other priorities, so when the exam finally happened I felt really ashamed that I couldn't clear PPB. Next time, I tried again and with IBS' support I cleared it. Then I enrolled for CAIIB May batch with IBS, but again due to some family responsibilities I could not prepare properly, and only attended one exam and scored below 45. This time I was determined to do better. Every morning getting the motivating messages from Mohan sir, and counting the days till exam was really the push I needed. So even when I injured both my legs just before the exam I did not give up, even though I could barely walk, I refused to take pain pills since they were making me dull and sleepy, I slept through almost half the day on 26th November. During BFM exam I could hear Mohanty sir's voice in my head while answering the Questions. I am thankful for all the esteemed faculties of IBS for their classes, the recorded videos that were made available on the app, Biju sir And Asha madam for all their support, the really motivating video messages from MD sir in between exams, all the candidates who posted the questions after the first sessions. Thank you so much

DEBAPRIYA BANERJEE, INDIAN BANK
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I am Gopika K working in Union bank of India. I cleared BFM in my first attempt with the help of IBS study material alone but was unable to attend the other 2 papers . But for the second attempt I couldn’t take a chance and opted for training sessions also from IBS since it was the last chance in the old scheme. This time I could clear the other 2 papers and I am so happy that IBS has done the same wonder in me. Thanks to the whole IBS team and Miss. Maria who encouraged me right from JAIIB and now even CAIIB is no more a dream. I am so thankful to the whole IBS team for the sincere support and guidance with which I was able to clear both JAIIB and CAIIB within a span of 2 years. Gopika k Clerk Union Bank of India Kochi kakkanad

GOPIKA K, UNION BANK OF INDIA
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Journey with IBS is memrorable, P. Santhoshi madam introduced me to IBS, I prepared only for 2 months for this exam, I think without these classes it is really impossible to clear the JAIIB, Thanks to Vinayak apte sir, Pradeep kulakarni, Ravindranathan sir, Mohan sir, Khan Sir, Bhiju Phanikar sir, and all staff Especially our correspondent sir motivational speach at the time of examination motivated me very well, Thank you all.

KAGITHA DAYA MANI, KRISHNA DISTRICT COOPERATIVE BANK
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First of all thanks to P. Santoshi medam for introducing me to IBS. And journey with IBS Is memorable particularly pushing aspirants by reminding daily makes me able to run with you to bag JAIIB. Thanks to vinayak apte sir pradeep Kulkarni sir and ravindranathan sir Mohan sir Parvez Khan sir.. and other delegates & my colleagues. who UPGRADED me ..

P SRINIVASARAO, ANDHRA PRADESH GRAMEENA VIKAS BANK
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I am Amal Anto, working in Federal bank. Cleared JAIIB this time with the help of IBS. IBS classes were very effective. Thank you Maria and all faculties for your time, assistance, encouragement and support. There is no need to comment on classes because their classes are excellent. I really enjoyed it. And once again thank you for your help. Yours sincerely Amal Anto Federal bank

AMAL ANTO, FEDERAL BANK
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Shiva Shankar Naik MM-III chaitanya godavari grameena bank , kubadpuram branch,Online sessions were really good and I could pass CAIIB in first attempt because of attending them.Thanks to the IBS team

SHIVA SHANKAR NAIK, CHAITANYA GODAVARI GRAMEENA BANK
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Cleared in First Attempt... ABM 50 BFM 59 RETAIL 62 All credit goes to IBS team. Thankful and grateful for all the learnings from exceptional faculty at IBS. Special mention to Mohanty Sir, Murthy Sir, Raveendranathan Sir, Archana Mam, Sana Mam. And Santoshi mam for insisting me to join IBS... Thank You IBS...!!!

MANASA K N, UNION BANK OF INDIA
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First of all thanks to santoshi mam for introducing me to ibs and i cleared both jaiib and caiib in the first attempt itself. Tq to all the faculty for guiding us. To vinayak apte sir for making daily revision . James sir , rajendra sir, pts murthy sir for their valuable classes and also ramesh krishnan sir for daily logical qsns. And at last but not least biju sir for coordinating and solving any issues. Tq so much ibs for making me achieve this goal

SAI BHAVANI YEDDLAPALLI, SRIKAKULAM DCCB
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I am Kavya H.R. working in Sri Sudha Co-Operative Bank. The kind of support, guidence, Knowledge and motivation that i've received from IBS has made me clear both JAIIB & CAIIB in the first attempt with good score. I am deeply impressed by the level of dedication of faculty and non faculty members of IBS... I am so grateful to Sri. Ramesh Krishnan Sir for the kind of knowledge sharing and guidance he has given me throughout the journey of IBS and beyond that as well.... My heartful of Thanks to Sri.James Jonh, Sri. Mohanty, Sri. Raveendranathan, Sri.Parveez and Smt. Sana Khan for delivering excellent sessions, I Thank our academic director Sri. Sathish Kumar & Sri. Mohanan Valyathan for motivating us to the core. My sincere thanks to Biju sir for proving all the possible support round the clock and finally yet importantly I thank my co-ordinator Smt. Nalini for making me to be a part of IBS....

KAVYA H R, SRI SUDHA COOPERATIVE BANK LTD
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Successfully completed CAIIB ABM - 55 BFM - 67 Retail - 63 My beautiful dream came true only with the help of IBS. Thanking the IBS team for the immense support. Faculties...they are Acharyas.... The pain they took for guiding us... beyond words. Mohan Sir and Satheesh Sir motivated us and kept us very alert. Special thanks to Ramesh Kalyan Sir who cleared all the doubts promptly. James Sír explained everything very authentically. Ramesh Krishnan Sir... famous for the early morning questions which tested concept clarity, some of them beating original IIBF questions. Sir cleared all the doubts whatever it may be (even referred RBI circular). Again and again thanking all the dedicated IBS team members from the bottom of my heart. Regards, Ambika T HDFC BANK LTD

AMBIKA T, HDFC BANK LTD
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Thank you so much IBS in making me clear the jaiib exam in june 2022 and the caiib exam now.I attempted jaiib for 4 times but was unable to clear it.Only then I joined our institute.All the classes taken by experienced faculty as well as the mock tests helped me a lot in understanding the concepts so that I was able to answer the questions with confidence.Without IBS it would have been impossible for me to clear both the exams. My sincere thanks to James John sir who took classes for me for both jaiib and caiib.His patience and clarity in explaining the numericals is of great help while solving those numericals.(especially the evening class on the previous day of accountancy exam played a vital role) And for caiib,I thank rajendra mohanty sir for giving us conceptual clarity on the toughest paper BFM.And also my sincere thanks to Raveendranath sir,Murthy sir,Parvez sir,Archana mam,Sana mam for guiding us throughout the journey of caiib. Also I thank biju sir,radhamma madam for their prompt replies in case of any query. Name : Ms. S NANDINI BANK : STATE BANK OF INDIA DESIGNATION : ASSOCIATE BRANCH : VADASERY, NAGERCOIL, TAMILNADU Thank u Mohanan valliathan sir for motivating us daily by sending reminders and boosting up our confidence. And my most sincere thanks to our MD Satheesh sir for his timely advices and support through IBS which has lead us this far.. Thank you all

S NANDINI, SBI
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Hello everyone...i thank each and every person in IBS responsible to clear caiib...the efforts by the faculty are commendable.. specially d last week's preparation ...d online tests wer very useful ...clearing each doubt of ours though queries were repeated ...sadhana mam saw to it dat v should clear the exam by motivating us ...n by individual follow ups ...thank u each n evryone.. Ms. CAROL PEARL BANK : KARNATAKA BANK Ltd. DESIGNATION : CLERK BRANCH : KAVOOR, MANGALORE, KARNATAKA

CAROL PEARL, KARNATAKA BANK LTD
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I have tried 4 times before this, every time i had got always below 40 but with help of IBS facilities i have got cleared my CAIIB with ABM 57, BFM 46 and Retail 64. This is just because of IBS dedicated faculties who enabled us to clear said exam. This is just because of their restless efforts towards us. Thank you IBS. Sandeep sharma Sr. Manager PNB

SANDEEP SHARMA, PUNJAB NATIONAL BANK
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Finally Cleared CAIIB. ABM- 48 BFM- 52 RETAIL- 60 Thanks a lot to the IBS Team. This could be possible just bacause of the Efforts and Guidance of All the Faculty members and Teachers. Whole syllabus was specific and way of teaching was very nice. Special thanks to Ruchika Madam who motivated a lot to work hard and maintain consistency in reading. Again thanks to all from bottom of my heart. Regards Krishan Chander Senior Manager Indian Bank

KRISHAN CHANDER, INDIAN BANK
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I am Sujeesha S working as an Associate in SBI.I am so happy to say that I cleared JAIIB,with the help of IBS team.I have attended the online classes and studied PPT shared by them.These are very helpful for the exam.Once again thank you IBS team for your great support,and I expect more support from you for clearing CAIIB 2023.Thank you SBI Alathur main road Palakkad

SUJEESHA S, SBI
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Iam vidhya I , working in kgb kattanam.I cleared jaiib only because of the support of ibs.Excellent classes and motivation given by satheesh sir help me to achieve this goal.Especially the classes on accountancy led by Ravichandrahariharan sir and principles and practices class conducted by Ravindranathan sir helped me to achieve this success. Last minutes bullet points are also helpful.The support from IBS to my success is beyond words to express.

VIDHYA I, KERALA GRAMIN BANK
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Hii, I am Aafa J S. I had a very good experience with IBS. Joined to the class on recommendation from one of my friends who had already cleared JAIIB from IBS. The mock tests has helped me lot. Classes were very interactive and understandable, especially AFB. Thank you team IBS for your continuous supports. It helped me in JAIIB journey. Aafa J S Kerala Gramin bank Kanjirappally branch

AAFA J S, KERALA GRAMIN BANK
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I am Sholly Babu, senior associate in SBI. I would like to thank the IBS team especially Mohanan sir for his guidance and all the faculties for the immense support. The exam tricks was wonderful. It helped a lot . All the classes were quite useful and helpful. Thank you Maria for your supports through the motivation calls, I got in between. I may hard worked little bit more because of your threatening calls Sholly k Babu Senior Associate State Bank of India Palarivattom town branch

SHOLLY K BABU, SBI
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Myself, Jinu Treasa Joseph. Working in Union Bank of India. I will recommend IBS for all JAIIB & CAIIB aspirants. I cleared JAIIB on 1st attempt with 76 marks for PPB and 72 marks each for AFB and LRB, only due to their support and dedication. They are available to clear the doubts even after office hours via phone calls or WhatsApp. Their Study materials are also pretty handy, they provided PPT and short notes.The mock test were very helpful. Need to mention about their Faculties, all of them have deep knowledge on respective subjects and have vast field experience. I am hoping to clear CAIIB with them in same manner. Jinu Treasa Joseph SWO A Union Bank of India Poothrikka branch

JINU TREASA JOSEPH
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After two consecutive failure of not clearing ABM i finally decided to join IBS institute as this was the last attempt with the existing syllabus.What worked for me mainly was the weekend classes,recorded session and the mock test in app.Regular reminders in groups of how many days left for the exam and active participation of other aspirants gave me a push to study.The non teaching faculty also kept a tab on me and was supportive on any query raised from my side.Now having cleared CAIIB i request IBS for starting newer courses like GARP/CFA/TREASURY..for those aspiring to clear these exams..I'm thankful for all the support IBS has lended me and will always be indebted for the same Anudeep D Asst.Manager South Indian Bank Thiruvathur Branch

ANUDEEP D, SOUTH INDIAN BANK
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Hi i m Surya Raveendran, clerk, canara bank, edappally branch. I m extremely happy that I was able to clear JAIIB only because of IBS. Mock rest really helped a lot. Thank you IBS team Surya Raveendran canara bank edappally branch

SURYA RAVEENDRAN, CANARA BANK
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Hi I am Anjana U. I never would have cleared JAIIB if not for the support, guidance and most importantly the classes conducted by IBS. I got myself enrolled in the morning batch but being a new mom I could not attend most of the sessions but staff were supportive and would share recorded sessions of missed classes. If clearing JAIIB or CAIIB is a goal then IBS would be the perfect option. Bank of Baroda Thripunithura branch

ANJANA U, BANK OF BARODA
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I am Abhilash working as an Office Assistant in KGB. I am extremely happy as I cleared JAIIB with the help of ibs online coaching classes, Telegram classes and Mock test.. Express my sincere gratitude towards whole ibs team especially Tojo mam from the core of my heart... Abhilash KGB Office Assistant Thrissur

ABHILASH, KERALA GRAMIN BANK
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I am Manjusha working as a branch manager in IOB. This is an opportunity for me to express my sincere thanks and gratitude towards whole IBS team especially the well experienced faculties who had supported me for achieving my goal such as JAIIB. I cleared JAIIB in single attempt with the help of IBS online coaching class and the comprehensive and exam oriented study materials. Once again thank you IBS team for my success. Manjusha M k. IOB. Branch manager. Coimbatore

MANJUSHA M K, INDIAN OVERSEAS BANK
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I am John, working as an associate in State bank of India. I cleared JAIIB in the first attempt with the help and guidance of Team IBS. I extend my sincere gratitude towards the faculty and the support staff of IBS. SBI Lcpc Wellington Ekm

JOHN, SBI
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Iam Anija .G.Nair Working as a clerk at Federal Bank manarcadu branch,Kottayam. The dream of JAIIB that I had left-half way before 25 years back,has been fulfilled today. I strongly believe that this has been made possible only by the help of IBS team. From the beginning of registration itself,the clear guidance of IBS was very much helpful at each and every stage of the exam.I think that, books which are prepared in a very simplified manner and up to the point of view of the syllabus. Expert teachers who give detailed explanation touching all aspects with simple examples in an easy way to understand. Employees who frequently enquire about the progress of our studies with love and care,so many Mocktests Last stage motivational classes which boost confidence and optimism in students all are to be mentioned specially about IBS. Undoubtedly, IBS Coaching enables the students not only to clear the exams but also to apply their acquired knowledge in a practical way by doing it in their day to day banking life. My special thanks to each and every person in IBS team And sincere and warm wishes and prayers for a bright future in all ventures of IBS

ANIJA G NAIR, FEDERAL BANK
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Hi.... I am Tony Louis, currently working as Asst.Manager - The Federal Bank Ltd. I'm glad to share that I've cleared JAIIB in November '22. The only reason I can tell for this success is IBS. The experienced faculty members from IBS is something I find unique and I believe Mock tests in IBS app have really helped me to get through the exam. Once again, Thank you Team IBS. Regards, Tony Louis

TONY LOUIS, FEDERAL BANK
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My name is Lakshmi Raj and am working as SWO in Bank of Baroda, Ernakulam. At the early stage of my banking career, applied for JAIIB without any training and failed.. After that I was busy with my family life and had no time for pepare for the exam.. Now my kids started schooling and have enough time.. Then I think of JAIIB.. I tried, again failed... I realised without training, its very tough to pass the exam..Then I planned to join in IBS and selected malayalam batch.. All the faculties are very well experienced and they delivered the contents very clearly..All the classes were very good especially Accountancy..All the recorded classes and mock tests helped me a lot. When I was travelling to bank, I used to hear the recorded classes.Through this class I had acquired more knowledge about Banking even though we are daily dealing with it. A very special thanks to Sneha Madam.. From the first call for inquiry about online class onwards , she supported me, motivated me, gave proper directions. I also thank Mohan Vallyathan Sir for his motivating sessions. It helped me a lot whenever I was derailed from study due to busy schedule.. Thanks to the entire IBS team once more Lakshmi Raj Bank of Baroda Palarivattom Branch, Ernakulam Designation - Single Window Operator

LAKSHMI RAJ, BANK OF BARODA
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I am Aswathy V Nair, working in SBI. I had been trying for JAIIB since 2017 without taking any coaching,but no good result came for me,until I got guidance from IBS.This year one of my colleagues suggested to Join I B S. They had made a sincere effort to make me pass in a single attempt.Their classes and mock tests provided are excellent .For November 2022 exams, i joined only in october, but within this short periods i was able to pass jaiib exams with help of IBS.I express heartfelt thanks to each member of IBS especially coordinator Anna, she gave me so much confidence and support.The mock test sessions are quite good. I Thanks a lot to entire Team of IBS. Aswathy V Nair Associate SBI, Pattanakad

ASWATHY V NAIR, SBI
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I am Manjusha working in Kerala Gramin Bank.I am extremely happy as I cleared jaiib in my first attempt with the help of IBS online coaching class.They provide excellent class by well experienced faculties and study materials are comprehensive and exam oriented. The entire IBS team helped me tremendously in clearing the exam and I am greatly grateful for their support.. Manjusha k KGB Regional office Kannur

MANJUSHA K, KERALA GRAMIN BANK
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I am Titty George working as a senior associate in SBI. I am very happy as I cleared JAIIB with the help of ibs online coaching class. Thank you IBS team for the systematic classes, notes & support. And thank to Tojomol for the motivation, following up & providing recorded classes. Titty George SBI Padinjarethara

TITTY GEORGE, SBI
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Myself PRAFUL DIVAKARAN, I have passed JAIIB on Nov 2022. This was my 4th attempt. The first three attempts I was preparing myself but failed. This time my friend ANUPAMA suggested IBS institute. Their online classes and mock tests really helped me a lot. Also the classes was extraordinary and doubt clearing section was also very helpful. I heartily convey my thanks to IBS institute and all faculties who helped me to clear the JAIIB. Special thanks to GANGA madam who gave me full support and confidence to face the JAIIB tests. Thank you. PRAFUL DIVAKARAN Associate SBI Holalu

PRAFUL DIVAKARAN, SBI
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Helloo.. I'm Devi. I work as an Associate at Federal Bank. Thanks to IBS, I could clear all the 3 papers of JAIIB in my very first attempt within 4 months of joining the banking sector. What helped me the most was the study notes and Mock tests.The learning app was really helpful.The constant support and enquiries from the staff also helped. Again, a big thank you to the entire team. Devi S Federal Bank Mulakuzha

DEVI S, FEDERAL BANK
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First of all thanks to seba mam, my assistant branch manager, she only told to join ibs.your material and mock test and on-line classes guided to clear my last(4th) attempt.thanks to all who taught online classes and giving good material and conducting quality mock test. Thanks to the entire IBS team once again. Hope to enroll for CAIIB classes of IBS soon. Vignesh A Clerk South Indian Bank, Banglore

VIGNESH A, SOUTH INDIAN BANK
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Hi, I am Sreeja Sreenivasan from Federal bank Elanji branch.I dont know how to express my gratitude and thanks to IBS team for helping me to clearJaiib .Recommended to everyone who wants to be a winner.Undoubtedly the best institute for banking studies.Thank you

SREEJA SREENIVASAN, FEDERAL BANK
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My name is Manoj Kumar K R, working with SBI as Associate since 2017. I like to express my sincere gratitude and thanks to all IBS team from my heart. This was my second attempt, i cleared my exam only because of IBS. I deeply appreciate the way you all have been working hard and hand to hand to sucess of everyone. I very much thankful to all my instructors for my success in this exam. Their exam oriented class and notes are very helpful for our exams. Mock tests are very very useful as many of the same questions in the mock tests are repeated in our question paper. Also special thanks to the reminder calls i got frequently from IBS INSTITUTE as it was a motivational call for me .....thanks to all IBS.....WITH U ALWAYS... Manoj Kumar SBI SBI Rasmec

MANOJ KUMAR, SBI
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My name is sangeeth, I am Assistant Manager in South Indian bank. I am actually from an engineering graduate having no basics of the banking concepts ,accountancy, and my first try in jaiib i was only able to pass for principles and practices. It was only because of IBS classes and motivation to study i was able to clear accounts and legal and pass jaiib. I would easily recommend IBS to anyone who want to crack exams like jaiib, caiib.I thank all faculties who taught me. Thanks ibs Sangeeth Sudhi Assistant Manager South Indian Bank, Anandapuram

SANGEETH SUDHI, SOUTH INDIAN BANK
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Hi Myself Vighnesh Sai Narayan,Clerk,Federal Bank Marampilly Branch.I am so grateful and happy that I cleared JAIIB with good marks with the help of IBS.IBS has helped me very much to achieve this milestones.No more words to express myself all I can say is joining IBS was a best decision. Vighnesh Sai Narayan Clerk Federal Bank , Marampally

VIGHNESH SAI NARAYAN, FEDERAL BANK
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I am extremely thankful to the wonderful faculty and Team at IBS. The classes and learning material helped me cover the vast portion very easily. Recorded sessions by different faculty were helpful if at all any classes were missed.Mock tests and last minute revision material were also extremely beneficial. Thank you Sandhya South Indian Bank

SANDHYA, SOUTH INDIAN BANK
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Hi, mysel Anil T P, Associate in SBI. I have cleared the JAIIB with fair marks. And for this, one and only IBS came in the way of supporting and assisting me. I am thankful to IBS for clearing the exam in the first attempt itself. Thank you. Anil Kumar t p SBI Kottakkal

ANIL KUMAR T P, SBI
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Myself am Sudarsanan K A working at Kerala gramin bank as Asst. Manager. Two years back, I have enrolled for the JAIIB exam without any training and I was failed. Last year one IBS personnel Ms. Sneha have contacted me through phone educated me about the online endeavours of IBS.Then I decided to join for JAIIB English batch, All the teachers were very good and delivered the contents effectively. That time I have cleared two papers, Legal and Principles but failed for Accountancy. Being a engineering graduate, accountancy subject was very difficult to me. But the classes of Nadeem sir gave a basic idea about accountancy. During the crash course, I have attended a session by Nadeem sir . Sir's classes gave me confidence to tackle accountancy paper. His approach was very ideal for people like me, who have no basic training or idea in accountancy. As a result I could crack the accountancy paper this time. I wholeheartedly thank Nadeeem Sir for his patience and perseverance in classes especially during doubt clearing sessions. Thanks to the entire IBS team once again. Hope to enroll for CAIIB classes of IBS next year onwards Sudharsanan K A Asst. Manager Kerala Gramin Bank, Vadakkethara

SUDHARSANAN K A, KERALA GRAMIN BANK
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Hi, I’m Jithin Joseph, Clerk, SIB. My sister recommended to join IBS as she had cleared both jaiib and caiib with the coaching from IBS. The classes were exam oriented and the mock tests helped me a lot to clear jaiib. I would definitely recommend my colleagues to join IBS

JITHIN JOSEPH, SOUTH INDIAN BANK
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I am kavya,clerk canara bank.I cleared Jaiib in my first attempt ,entire credit goes to IBS.Online sessions,materials and mocktest provided by IBS really helped my preparations.Thank you IBS team for the great support. Kavya C Canara Bank Kottayam

KAVYA C, CANARA BANK
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I am Divya working as Senior Manager in Canara Bank .I am extremely happy as I cleared Jaiib in my first attempt with the help of ibs online coaching class.I express my sincere gratitude towards whole ibs team members from the core of my heart..They provide excellent class by well experienced faculties and ibs study material is comprehensive and exam oriented.I had studied only those materials and ppts provided by ibs.Once again thank u ibs for the support without which I couldn't make it a success. Divya S Canara bank

DIVYA S, CANARA BANK
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I am Divya working as clerk in Bank of India .I am thanking the entire IBS team for helping me clear JAIIB .The classes and the mock tests were very useful .The faculties as well as the staffs were of great help.The follow ups from the team created a sense of motivation for learning. Divya S BOI Alleppey Branch

DIVYA S, SBI
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I am Siana A , working in State Bank of India. I am very thankful to IBS for guiding me in the journey of JAIIB. Classes were excellent and the mocktest was very powerful. Thank you you once again .🙏🏽 Saina A Senior associate SBI, kayamkulam

SAINA A, SBI
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Hi, I'm Akshaya from SBI Trivandrum I cleared Jaiib only because of IBS and IBS staff Anna. I joined IBS on 2020 in offline mode.But I couldn't continue the class . After that I joined IBS online in 2022. That time also I couldn't attend properly and lost in my first attempt. Due to continuous calls by Anna IBS staff , told me to workout atleast IBS MCQ's and sending me recorded classes. I followed IBS MCQ'S and last day review classes . Atlast I got it.Thanks for IBS especially Anna. Akshaya J N RAJAN SENIOR ASSOCIATE SBI TRIVANDRUM

AKSHAYA J N RAJAN, SBI
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Hi I am Sikha,Assistant Manager,Union Bank of India.I am extremely happy that I Cleared Jaiib exam.Thanks to all the faculties of IBS and Staff of IBS for constantly motivating and updating recent changes in Banking Sector. Thank you IBS Team. Sikha Assistant Manager Union Bank of India

SIKHA, UNION BANK OF INDIA
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Hi I am Dency Alex, Clerk, Bank of Baroda Ernakulam branch. I'm extremely happy that I was able to clear JAIIB with the help of IBS team.This achievement is only because of the strong support from IBS.I would thank all the teachers for giving that support which helped me to clear it. Thank You IBS team. Dency Alex Clerk Bank of Baroda, Ernakulam

DENCY ALEX, BANK OF BARODA
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Hi all I am Anija P G currently working as senior associate in State Bank of India. I passed all exams in JAIIB with good marks only because of the training I got from IBS. Thank you so much for helping me to clear JAIIB. I would like to thank the teachers as well as the coordinators of IBS for the whole hearted support they have given to me. Thank you IBS. Regards Anija p g SBI Aymanam Branch

ANIJA P G, SBI
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Hi...I'm Varsha Vinay. Thank you to the whole IBS team for helping me clear the JAIIB exam. I appreciate the way you guys push me to study more. Your constant checkup calls and reminder messages played an important role in my preparation. The textbooks as well as the mock tests were really really useful. There were a lot of questions from your mocktests in the examination which made the exam an easy walk. Thank you for being a constant companion through the exam. Thank you.. Varsha Vinay Senior Associate SBI SME Thiruvalla Branch

VARSHA VINAY, SBI
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I have cleared my exams and become Junior associate of IIBF. Thanks a lot to the faculties, Hari and Lita for the guidance, support and motivation MathewSebastian Kerala bank charuthony

MATHEW SEBASTIAN, KERALA BANK
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Hi I am Aaron Augustin, Bankman, Federal Bank, Guruvayoor branch. This was my four attempt for JAIIB and first attempt with the help of IBS. I cleared JAIIB with good marks with the help of IBS institute in this attempt. The decision to be the part of IBS to clear JAIIB was a great choice, and thanks to all IBS staffs for the support. Aaron Augustin Bankman Federal Bank, Guruvayoor

AARON AUGUSTIN, FEDERAL BANK
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Hi, I m Akhila Anilkumar, working as Assistant Manager with Union bank of India MG road. I am glad that I could clear JAIIB this time...online crash course classes, important questions forwarded in the groups, mocktest all really helped me alot as I could study only in the last hour.. I am really thankful to all the faculties and the IBS team for the entire support... Akhila Anilkumar Union Bank of India MG road

AKHILA ANILKUMAR, UNION BANK OF INDIA
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Hi myself Vishnu Das, Canara bank. I wanted to express my gratitude to Team IBS for helping me to clear JAIIB. I really appreciate the way IBS supported me and study materials they provided was really helpful. Thanks for helping me accomplish my goal. Regards Vishnu Das Canara bank Elavumthutta

VISHNU DAS, CANARA BANK
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Hai I am Jayasree Vasudevan working at State Bank of India .I cleared JAIIB Nov 2022 exam which was my first attempt and I strongly believe that it was because of the help from team IBS. The reading material that I purchased from IBS was really worth for those preparing for JAIIB. Also the crash courses are very helpful for understanding the problem based papers and last minutes preparations. My deepest thanks to Sandhya madam ..for your kind response till the beginning. Once again I thank you for your support,team IBS Regards JAYASREE VASUDEVAN

JAYASREE VASUDEVAN, SBI
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Well knowledged faculties, Supporting management and staff are the reason for my success.....Once again thanks to each & everyone of IBS. Regards Sukanya S SBI Civil Station

SUKANYA S, SBI
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Thank you IBS team for guiding me to clear JAIIB exam. Mock test was very useful during the last week of exam. Once again Thank you Regards Shyam Bank of Baroda Rajappalayam

SHYAM, BANK OF BARODA
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I am Biju M V working in SBI Koothatukulam branch. I failed jaib in the first attempt. My friend told me to join IBS for coaching. Excellent coaching, dedication, continuous monitoring of attendance and mock tests. Without IBS I wouldn't have succeeded this time. They frequently contacted me to attened mocktest before going to exam. Lectures were explanatory and presentations were exemplary. Thanks IBS Biju M V Associate SBI, Koothattukulam Branch

BIJU M V, SBI
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I am Usha P working in Malappuram District Co operative Bank Areekode Branch as a Clerk I am so thankful and happy that I clear Jaiib exam Thanks to all the faculties of IBS and I would also like to thank staff Litta of IBS for constantly motivating me and following up Thank you so much once again Usha p , clerk Malappuram District Co operative Bank Areekode

USHA P, MALAPPURAM DCB
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Hi, I Successfully completed my Jaiib exam this time, the third time I am attempting the same. In my previous attempts I have just missed the cut off marks.But this time I have crossed the cut off marks with help of a IBS team. They are the one off best institute with best team, Experienced teachers, Content oriented classes, Exam oriented mock papers,... help me to achieve my aim. Thank you IBS for all support Rohith k k Union Bank of India

ROHITH K K, UNION BANK OF INDIA
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Hi I am Megha M Shenoy, Probationary clerk, Kerala gramin bank chervathur branch. I'm extremely happy that I was able to clear JAIIB in first attempt.This achievement is only because of IBS.I would thank all the teachers for giving that support which helped me to clear it. Thank You IBS team. Megha M Shenoy Prob. Clerk KGB chervathur

MEGHA M SHENOY, KERALA GRAMIN BANK
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Hi, I'm Navya Probationary Officer , SIB. It was a random call from Sandhya madam from IBS to our branch landline, by which I came to know about IBS. This was my 2nd attempt & I'm wholeheartedly thankful to the entire team of IBS, experienced & versatile teachers with so much of patience who have guided throughout the journey even till the last moment. Moreover Sandhya madam have constantltmotivated me for qualifying JAIIB in this attempt itself. As a PO with just 1 yr of experience in banking field, it's truly IBS that has helped me out. Thanks to IBS

NAVYA, SOUTH INDIAN BANK
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Hi I am Veena T Nair, working in Kerala Gramin Bank. I have cleared AFB in may 2022 JAIIB exam with coaching from IBS( for AFB only). But I cant clear the other two papers. Miss Sherin from IBS called me and encouraged me again and again to join the coaching class and she is the person who remind me the last date for applying JAIIB( the most important thing) a special thanks to you . My sincere thanks to all the faculties, who gave me confidence. Once again thank u so much for posting last minute must read points posted in the group that helped me a lot... Veena T Nair Kerala Gramin Bank

VEENA T NAIR, KERALA GRAMIN BANK
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Hi, im Roshan Joy, Associate SBI. It was my colleagues who suggested me IBS. Since i enrolled for Jaiib, the main issue i was facing was lack of time and a systematic approach to crack the exam. Eversince joining IBS and attending the classes, i got my preparation on track. In IBS experience facualties take the classes, guide you and provide any help in studies. Learning the topic and practicing mock tests made it easy to crack the exams. Moreover, discussions in groups, telegram group and tips for time management really helped. Thanking IBS and it's faculties. ROSHAN JOY SBI KONNI

ROSHAN JOY, SBI
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My name is Greeshma Gopi, working as senior associate in SBI. Few years back I have enrolled for jaiib, but i was failed all the time and even i was hesitant to apply for the exam. Most of my collegues were cleared the exam, so for a last attemp, i decided to apply for the exam. Last year i bought your study materials which was easy to understand and i got regular calls from IBS about online classes, and this time i decided to join d evening class.Now iam thinking that was a right decision taken by me. I crack jaiib in the the first attempt itself. I came from an engg background and i think that i was never clear the accountancy paper. But the accountancy class by thampi sir, gave me the clear idea. Thaank u sir for your extra ordinary classes. Mock test also helps me a lot Once again thanking u all for your great support. Greeshma Gopi Senior Associate SBI, Nemmara Town

GREESHMA GOPI, SBI
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Hi iam K Smitha clerk at Central Bank of India Alathur Palakkad. I appeared for JAIIB exam this year because of IBS course materials. As i was just dropped writing jaiib since with macmilan books not around 3 times wrote the exam but i couldn't clear the exam. Last August Rajàshekaran sir came to our branch and gave me a confidence that this course materials will be very helpful for u to pass the exam and at Times u will be receiving zoom classes that also helpedme .but due to busy schedule in our workplace as well as taking care of family i couldn't complete the course materials but MCQs helped me a lot at last movement of exam as i am sitting in the main cash counter still tried MCQs in branch and also the suggestions given by Professionals at times and team members by all this i was able to succeed in JAIIB THANK U IBS TEAMS K Smitha Central Bank of India Alathur

K SMITHA, CENTRAL BANK OF INDIA
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Hi, I am Jayesh. An employee of Federal Bank. Although I have written JAIIB many times before, I was able to read the book given by ibs to a certain extent only in connection with this last exam. Therefore, if you can read the books prepared by ibs or listen to online classes, success is certain. Another thing to mention is the attitude of the staff of ibs. Many staff cordinators who helped me but it was Anna who led me to success.And always gave me positive expectations and made me confident. So my loving thanks to ibs and special thanks for Anna Jayesh Federal Bank Koothattukulam

JAYESH, FEDERAL BANK
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Hi, I'm Anno Jeena working at Punjab National Bank Back Office Ernakulam I really thank Team Ibs for guiding me to accomplish my goal.with your immense guidance and online classes which makes me so much of confidence for attending JAIIB.The classes are provided by the faculties are in a simple way which are informative and without boring and they provided additional services like Recorded classes, Study materials, mock tests, practicing important questions through whatsapp and telegram etc. The best thing about this institution is that we can ask and clear doubts at any time with our faculties are excellent and also they frequently gave us motivational guidance to utilise our precious time to study well which gave us an immense confidence. It really could learn a lot and train myself to take up the exam seriously. The recorded classes and mock tests are provided after the completion of course were so much helped with my preparation.On that exam day the provided "must read points" related to exam oriented which were pretty helpful and most of the questions had come from these points and mock tests which were worth for me to extract JAIIB in a right way.All credit goes to Team IBS especially Anna ma'am and Nimmy ma'am for their mindblowing Cooperation,Patience and Support which are appreciatable and accept my sincere gratitude.

ANNO JEENA, PUNJAB NATIONAL BANK
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Hi, I am Rejin Vazhappilly, Working in Federal bank. I am so grateful and happy beyond words. I really appreciate ibs and team for supporting me to clear jaiib in simple and most effective way. The continuous support and motivation from IBS staff was realy helped me in my preparations. Mock tests were really helpful. Thank You Satheesh sir, Valiyathan sir. Thank you you once again for every Support Rejin Vazhappilly Federal Bank Chendrapinni branch

REJIN VAZHAPPILLI, FEDERAL BANK
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Hi I'm Rehana Rasheed senior Associate, SBI.My colleagues encouraged me a lot to write jaiib exam and they referred me IBS ,one among the best and authentic institute where I can achieve it . Their teaching strategy was entirely different. There online classes helped me a lot to achieve this. They provide us many chances to attend the classes, They provide us mock tests which was so helpful. Crash ,exam oriented sessions, etc helped me a lot Moreover the steps you had given how to face the examination with effective time management and last hour exam oriented questions and revision grp,telegram all together a great effort .May the journey continues......Thanks to IBS Rehana Rasheed Senior Associate SBI, Kalarcode Branch

REHANA RASHEED, SBI
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Hi! I'm S Krishnaveni Associate,SBI. I was really afraid of attending JAIIB. Then I came to know about IBS from one of my colleague. I joined for the classes conducted by IBS. Study materials provided were very simple and easy to understand. The best thing which increased my confidence was attending mock tests. Telegram sessions and crash sessions(jumbo classes) were also very effective. I would recommend IBS to all bankers out there! Thank you so much Team IBS. Please continue you guidance to us! S KRISHNAVENI Associate SBI, Racpc 2 Ernakulam

KRISHNAVENI, SBI
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My name is Adhithyan Venugopal working in Federal Bank. I have approached IBS team for the details of the course for Accountancy and they gave the schedule which was helpful so I joined the Malayalam batch. All the teachers were very good and delivered the contents effectively. Every teacher's classes gave me confidence to tackle accountancy paper. Their approach was very ideal for people. As a result I could crack the accountancy paper this time. I wholeheartedly thank everyone for their patience and perseverance in classes. Thanks to the entire IBS team once again. Hope to enroll for CAIIB classes of IBS soon. Adhithyan Venugopal Associate Federal Bank, Idukki

ADHITHYAN VENUGOPAL, FEDERAL BANK
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I'm akshay,SBI Narikkuni branch Cleared jaiib all 3 papers in one stretch,all the credit goes to IBS team. Classes and materials provided was very much effective.I had tried 2 times before,but the result was not as expected,this time through regular classes and organised strategy provided by IBS, I succeeded.Thanks to the whole IBS team Akshay SBI Narikkuni

AKSHAY, SBI
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I am Bibin Jose. working as Asst.secretary in charge at service co operative Bank manakad , Thodupuzha. It was my first attempt and i am very happy that I could cracke DBF with the help of IBS team.To me it is precious achievement because may be i am first person in PACS category secured this Diploma.I will definitely suggest the team IBS to my friends Bibin Jose Asst.Secretary in charge Service co operative Bank.Manakad , Thodupuzha

BIBIN JOSE, SERVICE CO-OPERATIVE BANK, MANAKAD
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Hai, Im Devika. Working as an officer @canara bank Changanassery. I would like to thank the entire team of IBS especially Ravichandran Sir for helping me to clear Accountancy in JAIIB and Ganga for continuous motivation. Mock tests and telegram discussions are also very useful. Thank you so much team IBS

DEVIKA, CANARA BANK
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Hi I'm Remya, Clerk, SIB, Pallimukku, kollam Appeared for jaiib only because of IBS . No accountancy base.I joined IBS during maternity leave last April, just heard classes over headset while taking care of baby, not even able to attend all classes and not able to clear even a single paper last June. Again joined IBS and heard classes over headset while household works and taking care of baby after office hours.I thought even this hearing session will have some effect. Absolutely, I got a small picture of Accountancy too through the classes of Thampi Sir. Classes of all faculty gave me a support when I was able to read the text. But I was not confident. Special thanks to Surabhi for giving me a push on right times. Thanks IBS and Surabhi.

REMYA, SBI
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Myself, ASHIN S. I had been trying for JAIIB since last few years without taking any coaching, but no good result came for me. This year one of my colleague suggested to Join in INSTITUTE OF BANKING STUDIES . They had done sincere effort to make me pass the examination. Their classes are excellent and the mocktest was powerful. I express heartfull thanks to Sathish sir, Mohan Valiyathan sir and all the facilities of IBS. An IBS staff is allocated for me, she gave me so much confidence and support . Maria, thanks a lot for your continuous support... ASHIN S CANARA BANK PONNANI

ASHIN S, CANARA BANK
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Hi Myself Abhijith M Nair,Associate,SBI CHIRAYINKEEZH Branch.I am so grateful and happy that I cleared JAIIB with good marks with the help of IBS.IBS has helped me very much to achieve this milestones.No more words to express myself all I can say is joining IBS was a best decision. Abhijith.M Nair. Associate SBI chirayinkeezh.

ABHIJITH M NAIR, SBI
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Myself Shiji Mathew Zacharia. I had cleared JAIIB on November, 2022. One of my friends had given me the contact of IBS. Their exam oriented approach, timely guidance, revision contents and most importantly mock tests was very useful. Also the "Zoom" classes, "Whatsapp"notes and "Telegram" sessions gave a feel of enthusiasm while preparing for the exam. Thank you Anna and thanks a lot IBS! Shiji Mathew Zacharia Assistant Manager Union Bank of India

SHIJI MATHEW ZACHARIA, UNION BANK OF INDIA
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Hi,Iam Deepak K ,Associate,SBI Mukkam Branch I am so grateful and happy beyond words that all I can say is Thank You. IBS have motivated and realLy helped me in my preparations. Mock tests were really helpful,Thank you once again for every Support

DEEPAK K, SBI
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My name is Lekshmi A. R., working in Union Bank of India as SWO. A few years back, I enrolled for the JAIIB exam without any training and was failed. Thereafter I was hesitant to apply for it. Meanwhile, IBS personnel have approached me in our bank premises and educated me about the online endeavours of IBS. I have realized the opportunity and enrolled for the Malayalam batch. All the teachers were very good and delivered the contents effectively. That time I have cleared two papers, Legal and Principles but failed for Accountancy. Being a literature graduate, accountancy was a herculean task to me. But the classes of Thampi sir and Velayudhan sir have given a basic idea about accountancy. During the crash course, I have attended a session by Nadeem sir and decided to join the English batch this time. Sir's classes gave me confidence to tackle accountancy paper. His approach was very ideal for people like me, who have no basic training or idea in accountancy. As a result I could crack the accountancy paper this time. I wholeheartedly thank Nadeeem Sir for his patience and perseverance in classes especially during doubt clearing sessions. I also thank Mohan Vallyathan Sir, for his motivating sessions. It really worked in my case, whenever I was derailed from study due to busy schedule. I owe sincere gratitude to Surabhi madam, for her timely help, directions and encouragement. Thanks to the entire IBS team once again. Hope to enroll for CAIIB classes of IBS soon. Lekshmi AR

LEKSHMI A R, UNION BANK OF INDIA
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Hi, I'm JAYARAJAN T M, Senior Associate, SBI , Thottada Branch. Madam, The classes of IBS was very useful.(PPB) The faculties were very experienced and they shared vast knowledge during the interraction. My humble suggestion is that PPB is a vast subject the period for classes is very short. Especially for Module A & B. It should be at least 15 hrs for each. For module C, D & E 5 hrs should be there. This is required for understanding the concept very clear. Questions being asked in every nook and corner of the Subject. If you do so IBS will get almost 100% result. Study materials were very useful. But the thing is that I didn't get time to read it even half of it. Very happy that I cleared JAIIB and a BIG SALUTE to all DEDICATED STAFF OF IBS. THANK YOU ALL

JAYARAJAN T M, SBI
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Hi myself Nishanth from SBI, Infopark branch. I would like to express my sincere thanks and gratitude to IBS team for helping me clear JAIIB. The whole faculty of IBS were very helpful and sincere during the entire course. Will definitely recommend IBS to peers/colleagues.Thanks!

NISHANTH, SBI
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Hi I'm Reshma senior Associate, SBI. My colleagues encouraged me a lot to write the exam and they referred me IBS ,one among the best and authentic institute where I can achieve it .Crash ,exam oriented sessions, etc helped me a lot. Moreover the steps you had given how to face the examination with effective time management and last hour exam oriented questions and revision group, telegram all together a great effort .May the journey continues......Thanks to IBS

RESHMA ANTONY, SBI
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SUSHMITHA S. PRABHU, SOUTH INDIAN BANK- CLERK
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Mr. PAUL, SENIOR MANAGER - FEDERAL BANK
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I am Praveen Sebastian working in South Indian Bank . With the help of IBS I was able to clear CAIIB at one go . The coaching sessions were handled by senior executives of major banks. The study material was tailor made for the exam purpose and the mock tests and doubt clearing sessions were very helpful.The staffs and coordinators were available and ready to help round the clock. Thanks IBS

Praveen Sebastian, South Indian Bank
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IBS Team is the best! A friend of mine suggested this institute and I joined them for coaching. The faculty and the guest speakers are highly experienced and qualified people and thanks to their guidance and coaching, I give all the credit to IBS and it's dedicated team. The faculty were very supportive and guided with all the required and necessary inputs. Thank you 🙏🏻🙏🏻🙏🏻

Karthika Sekhar, SBI
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I am Saranya S Kerala Gramin Bank..my heartful thanks to all the faculties of IBS and my coordinator Ganga who made my dream to pass Caiib with good Mark's possible..🙂

Saranya, Kerala Gramin Bank
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I feel so happy to acknowledge the help and guidance I received from the faculty, management and staff of IBS, Kayamkulam, which enabled me to clear all the papers of the CAIIB Exam held in July 2022, with an aggregate score of 195. I am sure that the driving force behind the success of IBS is the combination of expertise, experience, dedication and goodwill that each of the faculty brings to the class. Our instructors, Sri James John, Sri Ramesh Krishnan, Sri Ramesh Kalyan, Dr Archana Kammth, Sri Chacko Joseph, Sri Dean Subhash, Sri V. G. Rajeev, and Sri Ravichandran, are truly storehouses of authoritative knowledge in all aspects of Banking. Sri Sathish Kumar and Sri Mohanan Valyathan deserve all credit for organizing the Coaching classes in an impeccable manner, without any lapses or confusions. A special word of thanks to Mr. Hari and Ms. Maria for their help and motivation throughout, by way of taking extra effort in making all resources available to us.

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Im Sarath Lal S an Canara'an ... Now I can prouldy say that I'm a IBS'an.. Bcz with the tremendous support and guidance from IBS cleared CAIIB today with good marks... My heartful thanks to the entire team of IBS for by the right guidance and timely support.

Sarath Lal S, Canara Bank
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Myself Sruthi, I have been working with BOB since 2017; the sincere support from IBS has helped me clear CAIIB. I recommend the institute to all passionate Banker's who are in pursuit of quality study materials, committed staffs, updated test modules, and expansive tutorial sessions. Thanking the entire team of IBS for supporting me through this journey!

Sruthi, Bank of Baroda
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" The wealth of knowledge and experience of the IBS faculty helped me in clearing CAIIB exams. The support of the entire team is appreciated. Thank you IBS. "

Dhanya John, Canara Bank, Aluva
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Im Drisya an SBI'an ... Now I can prouldy say that I'm a IBS'an.. Because with the tremendous support and guidance from IBS cleared CAIIB today with good marks... My heartful thanks to the entire team of IBS for by the right guidance and timely support.

Drisya, SBI
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Thanks IBS for mentoring me as a certified associate in IIBF. I made use of all your materials and mock tests than depending more on Macmillan books. Also my gratitude to the teaching faculty who made the concepts more clear.

Joel Biju Skaria, Federal Bank.
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Myself Parvathi Aravind, I am a Scale -I Officer at State Bank of India.With the help of IBS team I was able to clear CAIIB in my first attempt.All the faculties and other staff members were really supportive and the classes were excellent.Thanks a lot Team IBS

Parvathi Aravind, State Bank of India
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I am Sreeja k working in KERALA BANK. Cleared CAIIB with 179 marks. Thank u IBS for your strong support and prayers. Thank u once again Remesh krishnan sir, James sir, Harikumar sir, Deen sir,Ravichandran sir, Rajeev sir, Valyathan sir and all faculties and Hari sir for your technical support. I am sure that without your kind support I maynot be able to achieve my dream. Because of some health issues I was not able to refer iibf study material or even ibs studymaterial. I am much proud to say that attending your classes was the only preparation I could do in that condition. Once again thank u Sateesh sir for being the leader of this wonderful institution. May God bless u.

Sreeja K, Kerala Bank
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I am Suma M S, working in SBI. I had been trying for JAIIB since last few years without taking any coaching,but no good result came for me.This year one of my colleague suggested to Join I B S. They had done sincere effort to make me pass in single attempt.Their classes are excellent .I express heartfully thanks to each members of IBS especially Mariya,she gave me so much confidence and support. Thanks a lot Team IBS.

Suma M S, State Bank of India
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I am Rooshi .I joined IBS and cleared both JAIIB and CAIIB.All credit goes to team IBS without whom My dream of clearing caiib never be fulfilled.Faculties are great asset for IBS. They taught in very simple terms so that it is very easy to understand the concept also we got repeated classes which makes the concept more clear .Thanks to all the faculties and entire team and this wonderful institution.My suggestion of clearing exam is listen zoom classes regularly, study IBS study notes also active in telegram session and go through mock test. All the best to all.... Those who want to clear JAIIB and CAIIB don't waste time join with IBS and achive your goal😊

Rooshi
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I am Krishnapriya, working in Federal bank. Thank u IBS for the great support for clearing my JAIIB exam. I had appeared this exam many times without preparation but not cleared until I got guidance from IBS. An IBS staff was alloted for contact us personally through out the period of study. And got excellent motivational talks and lectures from other faculties. Thanks again to IBS..

Krishnapriya, Federal Bank, Kanjirappally
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After I joined in IBS I realized that I'm at the rigt place where the entire team is dedicated for the success of the candidates. All the classes have been taken by experts in the topic which will make us better able to understand the concepts and to clarify all our doubts. The study materials provided and the mock test arranged by IBS are an additional support which will helpful in revision and familiarizing with exam. So if you are a determined person to crack JAIIB/CAIIB exam, I would recommend you to join IBS with out any hesitation as it is the pioneer institute.

Arun Kumar V, Dy. Manager, SBI
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I am Anoop, working with Union Bank of India. I took the options for books/notes and telegram discussions along with the mock test arranged by IBS. It was very much helpful in maintaining a routine for my JAIIB preparations. I am happy that i opted to seek out the help of IBS. The discussions are very much helpful. The mock test sessions are quite exhaustive. I would like to thank IBS for the good work.

ANOOP P.M, UNION BANK OF INDIA
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I am Veena working in SBI. I Joined IBS in regular batch. It is because of IBS, I was abled to clear JAIIB. The faculties of IBS taught in a very systematic manner and in very simple terms so that it is very easy to understand the classes. Also we got many repetitive classes which makes the concept more clear. Their mock test also helped me to clear the exam. Thanks to all the faculties and this wonderful institution.

VEENA P. M SBI,LOCAL HEAD OFFICE, POOJAPPURA
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I am Bindu, working in Canara Bank. I am really glad to give my reviews for IBS. Joined in IBS has been very helpful to me. The faculties here is highly qualified with a great experience. Online zoom classes, mock tests, telegram discussions and study materials helped me a lot to pass the examination. Recommended to every aspirants who want to pursue JAIIB. Very approachable, amiable and helpful team.

BINDU, CANARA BANK
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Cleared CAIIB with 64,68,68 Expressing sincere gratitude from the bottom of heart to the entire Team IBS ... Thank you so much for all faculties especially Ramesh Krishnan sir, James sir, Mohan sir, Ravichandran sir for your great motivation and continuous support.....🙏🏻 I must say that IBS gave us great motivation along with the teaching. Actually it was tough time I have go through the past few months that all members of my family were in quarantine and suffering with COVID difficulties. Many times I had fed up and the encouraging words and continuous support and motivation led me the success..Many of us including me was in dilemma that whether the exam may be postponed.But the advice of faculties saved me without slipping from the right direction..thank you IBS such a great support once again...

SBI
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I Priyanka P, Associate,SBI Perumbavoor Town Branch would like to express my extreme gratitude towards Team IBS for making my long cherished dream come true.I tried to clear CAIIB two times before my third and successful attempt this time.It is after my second futile attempt that I understood the necessity of proper guidance to clear the same.My decision to be a part of IBS proved extremely fruitful as the curriculum and guidance received from IBS were truly instrumental in me becoming a CAIIB holder. I am deeply indebted to the faculty members , coordinators and especially Miss Ann for the immense help provided during the tenure of this course.

Priyanka P SBI
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I am Arvind Raghunandanan working in Indian Bank as Assistant Manager. In my 7 years stint in the bank where I started of as a clerk there have been many situations where-lack of basics in banking (for those who mainly come from a different educational background) caught me off guard. Jaiib and Caiib were the tools to overcome the deficiencies and IBS helped me clearing JAIIB and CAIIB papers with ease. IBS is one of the best with top class faculties with immense experience in this field. Classes provide us in-depth knowledge of banking. Even those who come from a different educational background will find it easy to understand accounting and legal aspects of banking. In short IBS is place to go to be a better banker. I personally thank all the faculties of IBS who helped in bettering myself as a banker.

Arvind Indian Bank
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I am sushant K working as an Associate in State Bank of India for the last 6 years.I have completed JAIIB in the first attempt .One of my Biggest dreams as a Banker Was to become a CAIIB Certified Banker.I had attempted three times Without Proper classes and guidance and as a result Inwas failed in each.Later I Came to know that CAIIB cannot be passed Without Proper Classes and Guidance.So I joined IBS with the help of Ganga,one of the member of IBS,Who guided me properly.After attending each Class my confidence got high and Finally I became a CAIIB Certified Banker,I am very Happy to share the names of faculties who were given Immense support in achieving.Thanks to Ravi sir,Dean subash sir, Ramesh Kalyan sir,James John sir,Rajeev sir and all other Faculties,Wishing all the very Best to TEAM IBS

Sushant K SBI
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Hi, I am subin and currently working in Canara Bank Msme sulabh kozhikode as marketing manager. I have cleared my jaiib exam in first attempt without any coaching and i was confident that i will clear caiib too in the first attempt.But because of my bad luck i couldnot clear BFM exam and scored only 42.Then i decided to join some coaching class /get some material apart from iibf books & materials.Then after some research i found that ibs materials are good and they are providing online classes and doubt clearing through whatsapp & telegram groups. It was really convenient for me to use online platforms for my studies and the book they provided was really good and i cleared my pending paper- BFM in next attempt with less than 2 weeks studies. I really appreciate the good work done by ibs for helping many people like me to clear banking exams. Thank you ibs...

Subin Canara Bank
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Hi, lam Anupama, working as an Associate in SBI. I cleared the CAIIB exam in Feb 2022 only with the support of team IBS. One of my friend suggested me the IBS and I joined their morning batch and that was the best decision. Their excellent management and experienced faculties helped me lots to chase my dream of clearing CAIIB. Once again Thanking each and every member of the team for their great support and excellent guidance.

Anupama SBi
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Hi, I am Aswin, working in PNB as clerk, I have tried my luck for 4 years in CAIIB myself. As I lac knowledge in commerce I failed all the 6 attempts in all subjects. Im a B Tech holder in ECE. Then I joined IBS, during my 7 th attempt. I got covid in between and was not able to study MacMillan books. In that attempt I cleared BFM and Retail Banking with good score! And on 8th attempt I cleared ABM! Great achievement!! Thank you IBS and all faculties.

Aswin V R PNB
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My self Binu Jose working in South Indian Bank as assistant manager.It was a journey to the destination for me with IBS.In th starting ,I just wanted a label of certified associate from IIBF.Infact during this journey ,my teachers made me really passionate about the subjects and career by spreading over their holistic knowledge... My teachers Mr James John, Mr Ramesh Krishnan, Mr Mohanthy and all the faculties were really fastidious and kept their patience during their entire classes.. Moreover a teacher, they were exhorter for all my batch mates. I just inspired by all of them and looking forward for more IIBF courses.. .

Binu Jose SIB
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I am Arathy from Bank of Baroda. IBs really helped me to complete my Caiib in third attempt in Bfm. without IBs's support I would not have made it. Mock tests and study materials WAS really helpful. Thank you very much team IBS

Arathy BOB
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Hi... Myself Nipa.k.m,working as Manager in Kerala Gramin Bank. I was too reluctant to prepare for CAIIB as i knew that i wont be able to spare much time for preparation. But i could clear all 3 subjects in my second attempt only with the guidance of IBS. Its IBS who instilled the habit of early morning preparation by scheduling their classes early in the morning. They keep on motivating you till the time you enter the examination hall. IBS is really a boon to all bankers. Thank you once again.

Nipa Federal Bank
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Thank you IBS.Thank you for your support and guidance,with out your valuable lectures I couldn't succeed in this exam.The most of the sessions were handled by experienced faculties with lot of interactions with friendly and cordial manner. That itself create a positive attitude towards the exam in our mind.And every time IBS maintains an enthusiasm towards the exam among us.So use this opportunity effectively and that will end up with the positive result.

Naveena AK Union Bank of India
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"One day with a great teacher is better than a thousand days of diligent study" I am Vineeth P R, and am working as Manager in South Indian Bank. I had completed my JAIIB in 2014 and I was under the impression that I cannot pass CAIIB exam since I have no commerce background. So that I didn't even register for CAIIB exam since then. But in Last September I got to join IBS and now realise, it was the best choice I made. A few months in IBS brought changes in my problem solving abilities and critical thinking. Through regular systematic study and rigorous daily practice of mock tests, under the guidance of brilliant and charismatic faculties of IBS, I could accomplish the CAIIB examination at the first attempt itself. Proudly I assure success to all the CAIIB aspirants who join in the IBS institute.

Vineeth P R South Indian Bank
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Hi I am Soumya Jose and I work for State Bank of India. Eventhough I have cleared JAIIB few years back, I didn't give much attention to CAIIB till last year. I thought it was not my piece of cake . But when my friend cleared all the three papers in the very next attempt after she had joined for the CAIIB crash course in IBS , she send me Satish sir's phone number and asked me to call him and join in the very next batch. I joined in CAIIB regular batch and started to prepare to achieve my dream. All the faculties gave excellent support and found it interesting to learn all the subjects eventhough I am from a different stream. Special thanks to Valiathan Sir, Ramesh Kalyan Sir ,James Sir, Dean Subhash Sir and Archana Mam for making the subjects so interesting. My sincere gratitude to Satish sir and whole IBS team especially Akhil ,Divya and Sandhya for making my CAIIB journey a grand success.

Soumya Jose SBI
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CAIIB was a mission for me ..I tried so hard but was not able to reach the destination eventually again repeating...I need someone to push me show me the path..the way to go...I met IBS a team of rich , humble and experienced professional..who cared every individual and we made our way to success... 🔊 Thank you IBS..

Anup S HDFC
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I am Nijila, working as an associate in SBI. I joined SBI in 2016 and I cleared my JAIIB in 2019. After that I started to prepare for CAIIB and attended first chance. But I couldn't clear it and I realised that it is not easy to pass CAIIB. So I decided to join IBS. To be honest the journey with IBS was a nice experience. This time I cleared the CAIIB with just 2 month training under IBS. The classes of well qualified end experienced faculties are very interesting and helps me a lot and increased my confidence. Thank you IBS

Nijila SBI
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I am Ragesh p k working as a clerk at Karur vysya bank. Within one year of joining I have completed Jaiib but unable to clear caiib. Through IBS I have cleared caiib. The support provided by entire team was excellent. Thanks to Team IBS for being with us till completion of the course, and motivating us for clearing caiib. I felt that notes and ppts prepared by the faculty is sufficient to score in examination. My sincere thanks to Satheesh Sir, Vallyathan sir, Ramesh krishnan sir James sir, Mohanty sir, Harikumar sir, Ravichandran sir, Rajeev sir, Subhash sir, Ramesh sir, Hariharan sir, Chacko sir, and Archana madam.

Ragesh P K Karur vysya bank
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" Being a banker CAIIB is everybody's dream & accomplishing it in the first attempt is indeed like cherry on the top".I could achieve it in a span of few months is only because of IBS and its faculties. I would be thankful to team IBS for the wonderful classes and practice sessions.

Roshni Thomson Union Bank of India
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I was able to pass both JAIIB & CAIIB in first attempt only because of IBS. Their notes are so comfortable and easy to learn. Revision classes taken by their efficient faculties helped me in understanding some difficult topics easily and made me confident.Thank you IBS for all the support and guidance.. I strongly recommend IBS to all aspirants.......

SAJITHA S NAIR Union Bank of India
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I am Meera, working as a Clerical Staff in SBI. While preparing for CAIIB exams I found it very difficult to comprehend the concepts given in the textbooks and failed in my first attempt. That's when I decided to join IBS online classes. It helped in balancing my time spent for work, family, and studies. I am sure I would not have made it even in my second attempt without the support of the class's mock tests and Study materials provided to us. Thanks to IBS and all the faculties for your timely guidance.

Meera State Bank Of India
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Hi... Myself Neethu Madhav, working with federal Bank as Assistant Manager. A wonderful experience and a handy course. The teachers are great with a very nice way of interacting. I have learned a lot and did hard work to achieve success. Thank you for all your cooperation. Hope to see more of you in the future. Thank you once again.

Neethu Madhav M S Federal Bank
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Hai Friends, I am Asha Lekshmi R, working at SBI since 2015. I had completed my post-graduation in Computer Science in 2013 Even though being a rank holder in Computer graduation My great ambition is to become a public servant. It brings me to bank coaching, After clearing the Sbi clerk exam in 2014 and joining at SBI family in 2015. I completed my JAIIB in 2019.I Heard about IBS and try to become close to them through my CAIIB. When I started my CAIIB studies in 2021 I understood I cannot complete them without a good Teacher. Then joined IBS in April 2021 and fulfill my CAIIB on the first attempt. I am very thankful for all guidance and support of faculties for achieving our excellence. I am still in contact with IBS and seek help from them for career growth programs.Thanks, IBS family for all your support.

Asha Lakshmi R State Bank Of India
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Hi myself Susmitha joined as prob officer in Syndicate bank and recently promoted as Senior Manager in Canara bank. I had cleared my JAIIB in an early stage of my banking career itself. But I felt very difficult to clear out CAIIB due to the BFM paper. Am a Science backgrounder so some difficulty is faced to understand some topics of CAIIB. Moreover, I couldn't able to prepare systematically along with my children, family, and my hectic work schedule. Hence so many years have gone and I felt ashamed also not clearing CAIIB on time. But for everything, there is a time now one fine day I got a message " IBS started its CAIIB CRASH COURSE. " immediately I contacted IBS staff and joined the course that day itself. The systematic online class conducted by our IBS team helped me to clear CAIIB. I am not specifically mentioning any teacher's name because all teaching and non-teaching staff of IBS are given full support throughout our preparation till our exams are over... Whatever may be the preparation the confidence level to face the exam, how to attack questions, time management, confidence level, etc taught by our IBS team made my dream of clearance of CAIIB.....A great effort of the IBS team and thanks a lot for all the guidance.

Susmitha P Canara Bank
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Hi!, I am Chandhana and I work in the Bank of Baroda. I joined as an officer and recently got promoted to Manager. During my promotion interview, the very first question asked to me was "Why didn't you appear for Jaiib"? which made me realize that both Jaiib and Caiib are the tools for career development. So I started looking up online platforms for Jaiib classes and found IBS. The faculties were so excellent and supportive that you find it interesting and easy to learn the subjects even if you are from a different stream. I had no accountancy background but I could score good marks in the subject only because of the interesting sessions taken by Velayudhan Sir. Also, the other subjects handled by Ravichandran Sir, Rajeev Sir, James Sir, and Pillai sir were so informative that the notes helped me to crack the exam and that too in the very first attempt. Moreover, I would like to express my gratitude to Satheesh Sir and Velyathan sir, the pillars of IBS who motivated and guided us throughout the journey.

Chandhana R Bank of Baroda
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Hi, I'm Minu John, working as a Junior Associate at SBI since January 2021. It was during March, I came to know about JAIIB exams and decided to get enrolled for the same. Many of my colleagues suggested joining IBS and I joined for their JAIIB online classes and that was the best decision. The support and help I got throughout my preparation were fabulous. I got to attend many repeated classes which helped me to get through with the concepts. The faculty was giving unconditional support and was always willing to help us in clearing our doubts. The telegram discussion group was effective in getting familiar with the question pattern and concepts. Overall, I'm more than satisfied and thankful for the experience I had with IBS. I will recommend this Institute to everyone who is about to attend these bank exams. The professional approach we get from IBS is unique and unparalleled.

Minu John State Bank Of India
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Hi, I m Shilpa. Working in SBI as a clerk from 2018. I have attempted the JAIIB exam on very next year itself but my first two attempts got failed. I was very confused about what to study and which kind of questions I should practice for my exam. Since I am a Btech graduate these subjects felt very tough for me. Then on my third attempt at JAIIB, I joined a crash course of IBS one and halfmonth before my exam. The classes were so good, faculties were always there to support me. The best thing I felt was their mock test helped me a lot. Mentors were always there for me and motivated me a lot. Thank you so much Team IBS. Now I have joined their CAIIB regular class. Expecting a good result on my next year's CAIIB exam confidently.

Shilpa Chandran State Bank Of India
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Hi, I am Cincy, working in Kerala State Cooperative Bank as a clerk. I joined IBS to try my luck in the JAIIB examination. I was in confusion whether this career path would be fruitful for me. But the motivation from IBS faculties and trainers made me rethink that this is the best decision in my life. In August 2021, I attempted the JAIIB examination.IBS has helped me to clear JAIIB. The relationship continues as the IBS family clears the CAIIB exam. Thanks, IBS team dor all the support.

Cincy Kerala State co operative bank
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It gives me immense pleasure to write a note of thanks to IBS for helping me sail safe in JAIIB examination in the very first attempt with First class. Though I am not that a senior enough to comment on the experience and expertise of our senior campaigners involved in the faculty, right from Chief Managers and above, I extend our sincere gratitude to the extensive support rendered to each and every student which has enabled us to succeed with flying colors. Further, Inspiration and the Motivation instilled in us during the session is beyond words and I bet this will enable us to perform better for ourselves personally and will always benefit the organization wherever we are involved presently. It is never easy to conduct the classes systematically on an online platform during this pandemic scenario with such a lot of staggered timings and schedules. In this regard the administrative staff involved were extremely professional. After all, it's all about coordination and Implementation that does the icing on the cake. Thank you team IBS and looking forward for a prolonged association.

Vivek Union Bank of India
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Hai..I'm Parvathy ,working in SBI as clerk. In June 2012, after my PG in Biotechnology and waiting for CSIR NET exam results, I joined IBS to try my luck in bank exams. I am in a confusion that whether this career path will be fruitful for me when I joined there because I cannot figure out myself whether to have a job or continue with my studies being a rank holder in Biotechnology. But the motivation by Satish Sir and other faculties in IBS made me rethink that this is the best decision in my life. In August 2012,I attempted for SBT clerk exam and joined SBT in May 2013.IBS has helped me to clear JAIIB, CAIIB with in an year itself.The relationship continues as the IBS family is offering career oriented promotion programs also...Thank you IBS team for all the support.

Parvathy State Bank of India
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Hi,This is Arun Mohan.I completed my graduation in Electrical and Electronics Engineering and then I joined Ibs institute for bank coaching.I had a great learning experience at Ibs institute.The faculty team is very approachable and cooperative in all aspects. The concept clarity given in classes helped me understand things.The class timings are also very suitable and convenient.The mock tests helped me revise in a very practical manner, and gave me a better perspective of the exam content. I owe a lot to Ibs institute for helping me accomplish my goal. I cleared SBI PO exam in 2017 and presently I am working as a Branch Manager in SBI

Arun Mohan State Bank of India
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I am a graduate in mechanical engineering. Soon after the course I joined IBS Kayamkulam in 2017. I was not confident enough at that time. But the training given by IBS team helped me to qualify bank exam. Their classes, mock interview, group discussions helped me a lot. They have good and experienced faculty, and also they provide excellent study materials for our referral. Thanks IBS team for the care and support.

Derick Thomas South Indian Bank Ltd
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It would be great if we all had a career coach or mentor who could follow us around every step of the way when we look for a job. If you are searching for a perfect someone who can help us to land that dream Job- IBS IS MY ANSWER. This prestigious institution has paved the way for many including me, to pursue their dream career within a short span of time. The goal centered vision and the confidence they provide us to embark the path of cracking the bank exams put IBS in the best position as the finest trainers. The classes are very interactive and far ahead in content quality & elaboration. The study materials provided are not only best but comprehensive, updated and relevant which can be an asset to any aspiring candidate. They fulfill the actual interest of the student and motivate us to strive for the best. Daily practice tests, excellent solution and analysis, tips to snag the interviews and the library are added feathers to IBS, which enhances the fame of IBS in the field of bank coaching. Needless to say, my personal achievement of being selected in Bank of India as IT Officer is the ultimate gain I achieved only because of IBS. Select IBS and you are going to be benefitted, for sure.

Arya P Bank of India (IT Officer)
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Hi. Iam Sreeganesh.. I had joined IBS Kayamkulam in 2016 June. The course was for 6 months but you can continue the classes untill you end up in a job. The classes were taken up by ex-bankers and other well known dedicated faculties who are ready to solve our doubts at any time. Daily mock test, teaching of tricks to do Quantitative aptitude faster and special classes on English Grammer increases our confidence and speed in exams. Vast library with wide collection of latest exam pattern books, mock interview classes, debate, GA quiz competition, and motivation classes helps us to reduce our fear in interviews and also to accomplish our goals. Before the completion of regular 6 month course itself I has passed in 2-3 bank mains exam but due to bad luck I was not able to pass interview. I got selected in Bank of Baroda as Probationary Officer in 2017 September. Within 1 year of coaching It was only IBS who helped me to earn a respectful job at an age of just 22. I prefer IBS who seeks to crack bank exams faster.

Sreeganesh Bank of Baroda
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Hi dear all, Myself Neelima. Joined IBS in 2016 after completing my B tech degree. During the initial days, I was really afraid of the exams as I studied an entirely different subject. I had zero knowledge in banking and it's legal terms. But the staff at IBS was really supportive to me. Also a special mention to Satheesh sir and Valyathan sir who motivated me not to give up on the exams. After a lot of mock tests and practice sessions, I was able to clear the exam. Now I am an employee of Kerala Gramin Bank. Thanks to all the faculties of IBS who helped me to achieve my dream.

Neelima Kerala Gramin Bank
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Hi dear all, My name is Sree Prakash, an ex-serviceman from IAF, now working for SBI. It has been a beautiful experience in IBS, as my good old college days were re-created after long 20 years. More than that the training in IBS made me confident enough not to clear IBPS exams only, but even any kind of competitive exams also. The staff members regardless of teaching or non-teaching (not mentioning anybody here) were all excellent. No one could ask for a better ambience as IBS was at that time even. I was not surprised at all when I got my first exam itself cleared after joining IBS and that too within three months. I will always be thankful to the team for the support and encouragement you had extended towards me. Wishing you to continue the same to others also. May all the team members along with their families be happy and healthy always. Thank you IBS once again.

Sree Prakash State Bank of India
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Hi, I am Krishnapriya currently working as an officer in Bank of Baroda. I express my sincere and heartful thanks to the entire team of IBS for their valuable guidance to achieve my goal. The systematic classes by ex-bankers, daily exams, group discussions, daily quizzes on current affairs, mock interviews etc has helped me to achieve such a respectable job in one of the best nationalized bank. Also I am thankful to the support and timely advise of Satheesh Sir, Valiyathan Sir and all other staff members of IBS for the support that they have rendered for making me what I am today.

Krishnapria Bank of Baroda
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Hi. Im Athira Soman. Im working as an Assistant Manager in Bank of Baroda. Im grateful to the entire team of IBS for supporting me in building my career. The institute has excellent teachers who provide the best guidance required at each and every stage of the preparation. Tests are conducted in exam like environment and thereby enhance one's time management skills and pressure handling abilities. Mock interviews conducted by exbankers further boosted my confidence level. I wish all the success to IBS. Thank you IBS

Athira Soman Bank of Baroda
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IBS Kayamkulam is a best place for banking aspirants to catch their goal. They are providing good teaching facilities and efficeint faculties. So overall review that i can give is 'Excellent'.

Ajeeshkumar S A Kerala Gramin Bank
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Hi Myself Kiran Gopal presently working in Canara Bank as officer. I joined IBS KAYAMKULAM in June of 2016. The holistic approach in training by faculties and team in IBS has helped me to crack the IBPS within an year. A special thanks and appreciation goes to Satheesh Sir and Vellyathan sir as the visionaries and guide to this whole program. Even-after getting the job the relationship continues with the IBS family as they are providing career growth oriented programs. I am grateful to the whole IBS team as they played an important role in achieving my dream.

Kiran Gopal Canara BAnk
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Myself Jyothilekshmi has been a student of IBS for 1 year and now I am employed in Bank of Baroda one of the best nationalised banks in our country. I proudly give all the credits to IBS team to help me in securing such a promising job. To secure a bank job, all you need is different types of techniques and regular practice. My Institute helped me to gain these through their rigourous training programmes and regular test series. They also made me capable of attending interviews by conducting a number of mock interview programmes which is very important for improving self confidence. I am thankful to each and every faculty members and office staffs of IBS for supporting me to capture my dream job.

Jyothilekshmi Bank of Baroda
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Hai all.. Myself Neethu. I Joined IBS in 2015 January and that is the main reason now I am working in Canara Bank. All staffs, including the non teaching staff were really helped me in achieving my goal. The classes conducted and the mock tests were helped to build confidence to all the students. The experience shared by ex bankers was also helped to create an idea about banking. Ibs is having a vast and updated library also. I am so happy to tell that with 1 year coaching from IBS I got selected IBPS PO 2016 , IBPS CLERK 2016 AND IBPD SO(IT) 2016, and the reason behind my success is only IBS. I am thanking IBS for giving me a wonderful career.

Neethu Canara Bank
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My name is Feulin Sankar. I am an Air Veteran who served the nation for 20 years. Now, I am selected for the post of Junior Associate in SBI. One of my best decisions post retirement was to join IBS Kayamkulam for bank coaching. IBS is undoubtedly an ideal institute for all banking aspirants. Here, students are provided with latest study materials. Mock tests are regularly conducted to improve accuracy and speed. Faculties are caring and inspiring. The efforts made by the faculties and management in encouraging and grooming each and every student is praiseworthy.

Feulin Sankar State Bank of India
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Our IBS is very excellent. Because the method of teaching is very good and even the faculty is having better knowledge to guide the student in various ways. All the doubts are clarified in an easier way. The good facility we are having here for practice section. Daily mock test gives us a really good practice for the main event. Even the staff members will guide how to practice and gain more score. I think this is the best Bank coaching center for people who are interested in learning. Besides, all the staff members are very cooperative. My experience in this Academy was really wonderful, faculty explanation was good. Mock test helped to understand our level. I thank each and every one in this academy for the guidance and support. I am lucky to have my training in IBS

Traicy K Shaji Syndicate Bank
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"Hi, Myself Sreeram S, joined IBS on 2016. When I joined IBS I was bit slow in math's and reasoning, but due to experienced faculties and good collection of study materials in their library I overcome all my difficulties. Just in 1 year I was able to get selected in South Indian Bank as clerk and Canara Bank as probationary officer and I choose the latter. All credits goes to team IBS and I thank them for the wonderful career they helped me to achieve."

Sreeram S Canara Bank
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Myself Anju,working as Asst.Manager at Canara Bank..In my views.. for a job aspirant,the basic requisite is gètting guidance as where to start,which way to move and finally reaching the destination set...This is exactly what the team IBS provides.. I am grateful to be a former part of this great organisation which is grateful for providing excellent faculty ,updated facilities and ample training.. As one of many who benefited from this organisation,I would certainly recommend all future wannabe bankers!!! Personally I feel the level of commitment from the management n entire team is unparalleled...I should thank some people whom i feel more than faculty as a family. I should show them my gratitude by thanking each and every one who were been the part of my success of Caiib. Starting with Raveendranathan sir, Rajendra sir, Ravi Chandran Sir, Supriya Madam, Parvez Sir, Meera Manoj Madam, Vinayak Sir, P V Narayan Sir, Vijay Kumar Sir & Biju Sir. I used to message and call to Raveendranathan sir everytime for asking my doubts. He never felt disturbed. He still updates himself for the sake of aspirants. I think you are big asset to IBS sir. And also Rajender Sir for his helping hand every time i need & inspiring me. I should be thankful to people who became my friends who were been part of my preparation. These people believed me more than myself. Himani, Madhavi, Anand, Aparna. Love You Guys. Sorry if i miss any. Finally Thank You IBS!"

Anju Canara Bank
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"Hey All Busy People. I gave my first attempt for Caiib last year. I got 67 in BFM and 64 in Retail, but despite the work i have done i am failing in ABM in my last 3 attempts with 44, 45 & 46. I framed my self as a failure. This was my 4th attempt after which i should again start from no where from zero. There i got to know about IBS. Started to know about this institute. Im no where related to this institute which was some where in Karnataka. I Called Suma Madam & and joined this. Yes I did this time. Cleared Caiib. I should thank some people whom i feel more than faculty as a family. I should show them my gratitude by thanking each and every one who were been the part of my success of Caiib. Starting with Raveendranathan sir, Rajendra sir, Ravi Chandran Sir, Supriya Madam, Parvez Sir, Meera Manoj Madam, Vinayak Sir, P V Narayan Sir, Vijay Kumar Sir & Biju Sir. I used to message and call to Raveendranathan sir everytime for asking my doubts. He never felt disturbed. He still updates himself for the sake of aspirants. I think you are big asset to IBS sir. And also Rajender Sir for his helping hand every time i need & inspiring me. I should be thankful to people who became my friends who were been part of my preparation. These people believed me more than myself. Himani, Madhavi, Anand, Aparna. Love You Guys. Sorry if i miss any. Finally Thank You IBS!"

Jaya Krishna State Bank of India
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"Myself Sambhu Sankar. C P, I had joined IBS Kayamkulam in 2016. Because of the coaching and guidance, I got from IBS helped me to achieve my dream of becoming a banking professional. Currently, I am working as a PO in UCO BANK. IBS offers an excellent platform for the career building of each and every banking aspirants. Regular classes by trained and experienced faculties, Mock tests, and speed tests conducted on a regular basis, also post-exam solution discussions are very helpful for candidates to improve their confidence and rectify their mistakes. Also, a well-maintained and resourceful library at the institute encourages students to research new patterns and new strategies and workout a lot of question papers. Both the teaching and non - teaching staffs support the students to improve their timing confidence and their mindset to approach the exam in an effective manner. Class timings and afternoon practice sessions also help to improve the speed and accuracy of candidates. I am personally thankful to the IBS team for their support and love provided and for clearing a path for me to achieve my dream, as a reputed banking personnel. Thank you team IBS Kayamkulam.!"

Sambhu Sankar C P UCO Bank
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Hai myself Lemya.L .I am working as Assistant Manager in Canara Bank. Am always grateful to IBS family. I joined IBS Kayamkulam in 2014 with lots of dreams, aspirations and uncertainty about future. It was the best decision in my life. Sathish sir motivated me to stay positive during my journey to a Bank officer. The library, the quality faculties and the positive ambience of IBS Kayamkulam enabled me and my friends to get job. Regular speed tests and mock interviews by ex bank officers were very useful. After joining Canara bank I cleared JAIIB and CAIIB due to the strong basics IBS imparted me in banking. I recommend IBS for Banking job aspirants and I am thankful to IBS Kayamkulam and staff for enabling me to get my dream job.

Lemya L Canara Bank
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"Myself Sreevidya L has been a student of IBS for 1.5 years, only because of that now I am an employee of South Indian Bank. The well disciplined study pattern that the faculties offered us is the only reason for my success. As a very average student I face many difficulties to secure a bank job. But IBS' entire teammates very vast library etc. help me to overcome the problem. IBS teaches me not only the exam syllabi but also the manners that have to be followed as a banker. The experienced bankers group with IBS is another asset that help the students to pave the right way to banking career. The entire team always helped us to be familiar with the bank timings and banking manners. I am very proud to say that I was a student of IBS and IBS is the main reason for my success."

Sreevidya L South Indian Bank
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"Myself Dipu B. Now I am working as Assistant Manager in Canara Bank. I am very indebted to be a part of IBS. IBS helps to build up the confidence level of mine. IBS offers an excellent environment for the preparation of the exams. The classes were taken by efficient teachers and ex-bankers. The faculties helped us immensely in the preparation especially the motivational talk by Satheesh Sir. The library had a wide collection of books and question papers that helped me to increase the speed and accuracy. The mock interview had conducted by ex-bankers gave me much confidence to attend the main interview. From bottom of my heart I thanks all IBS family members for supporting me to achieve my dreams"

Dipu B Canara Bank
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"Hai. Myself Deepthi.I had joined the IBS Kayamkulam branch in 2015. The faculty and staff were very much helpful. Regular speed tests and mock exams helped me a lot in accomplishing my goal. Also, they conducted mock interviews and group discussions for making us more confident. Another good feature of IBS is their vast library with immese collection of books. It helped me a lot with my subject wise preparations. There were classes led by ex-bankers which helped me a lot in my studies. At times students got frustrated about exams but I know how hard the faculty works and how much they tried every day to make each and every student feel comfortable. I got selected in Kerala Gramin bank as an office assistant. Thankyou IBS for shaping me into what I am today and the entire team that truly cared about my success.Thanks for providing me with lifelong mentors. I strongly recommend IBS Kayamkulam to those who want to start a new beginning in the banking industry."

Deepthi Kerala Gramin Bank
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" We are living in the era of competition. In order to achieve our goals, we need to develop a competitive as well as hardworking mind. The institution we choose for our preparations plays an important role to crack our goals. I got selected as a clerk by the Bank of India. I am very very grateful and lucky to be a part of IBS. They help to build my confidence by giving support and motivation whenever I required. The special strategies for the examination help me to formulate my way of approach. Consistent and continuous practice is the best quality of our institution. Regular mock tests, general awareness quizzes, weak section classes are provided. The faculties helps sincerely in our preparations. We get a homely care there. They are always ready to fulfill our needs to achieve the goal. The faculties are even ready to sacrifice their personal matters for our bright future. Words are not enough to express my gratitude towards the entire team of IBS for their unconditional love, care, and support. I am very thankful to my family and friends for their immense love ... Expecting all of your prayers throughout my life. Thank you all

Parvathy B Bank of India
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"IBS helped me to achieve my goal to become a government employee. With esteemed support from all the staffs of the IBS and rigorous mock tests, I was managed to get selection in both South Indian Bank and Indian Bank in clerical cadre. As a person who yearns to get a government job, I recommend IBS as the appropriate institution to learn and grow. I would like to thank the entire team of IBS for the care and support they give to the aspirants for achieving their goal in life."

Sarath M K Indian Bank
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"The pursuit of the dream requires immense effort and encouragement. If u aspire to be a banking professional, IBS helps you in manifesting your dream. Well equipped faculty, online-based mock tests, individual attention, weekly quiz schedule, and group studies make you move closer to your dream. Moreover, the institution is headed by bank veterans whose guidance in interview and group discussion will be a confidence gainer. IBS is a hallmark of excellence and helped me in acquiring a job in one of the leading PSBs, ie, State Bank of India ."

Gokul M State of India
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"Hai myself Akhil p s ,now working as manger canara bank ,I joined the IBS in 2014 with in 4 months I cleared SBI mains examination.main highlight of IBS is excellent management and experienced faculties,later i got selected as probationary officer in canara bank,with timely advise of the Satheesh sir I joined the DBF class cleared it in first attempt I joined the bank with JAIIB.I thank team IBS for all the support"

Akhil P S Canara Bank
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